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1503 Black Forest Drive, Marion, NC, 28752

5beds
4baths
4,088sqft
$3,890,000
$952price/sqft
$23,822/moest. monthly cost
$952,880/yrincome needed

About This Home

Welcome to an exceptional waterfront estate built in 2024, offering over 4,000 sq ft of meticulously designed living space on a private 12.7-acre parcel with 795 feet of stabilized shoreline. This contemporary home blends high-end finishes, thoughtful layout, and wonderful outdoor living spaces for buyers seeking privacy, luxury on a private lakefront parcel. Step inside to an open, bright floorplan anchored by a gourmet kitchen featuring quartz countertops, a large island perfect for casual dining and entertaining, and top-tier stainless steel appliances. An oversized awning window opens to the screened porch creating a seamless indoor-outdoor connection. The main level hosts the luxurious primary suite with an elegant ensuite bath, offering privacy and single-floor convenience. Elevator access provides effortless movement between floors. The second floor delivers two generous bedrooms, each with private ensuite baths, plus a versatile loft space. The lower-level walkout is an entertainer’s dream: a full bedroom with ensuite, a complete second kitchen for independent living or large gatherings, a spacious family room, exercise room, flex room, and a dedicated office. Practical touches include a second washer/dryer in the basement and an on-demand water heater for efficiency. A whole-house standby generator ensures uninterrupted comfort and peace of mind. Outdoor living is designed for enjoyment and durability. Hardscaping and a patio with a gas fire pit create an inviting gathering spot, while a hookup is ready for a hot tub. The property’s waterfront amenities are outstanding: a covered single-slip floating dock with lift, composite decking, and a metal roof make boating and lakeside lounging effortless. Nearly 800 feet of stabilized shoreline guarantees privacy and long-term waterfront integrity. Durable, low-maintenance exterior materials include Hardie board siding and stone. Additionally a detached two-car garage equipped with HVAC and Wi-Fi and cold water sink for workshop convenience, and a long drive that enhances the sense of seclusion while providing ample parking for guests. This estate is thoughtfully appointed for multi-generational living, entertaining, or year-round retreat use. High-end finishes, abundant natural light, flexible living spaces, and unparalleled waterfront access combine to create a property that satisfies both practical needs and lifestyle aspirations. Experience waterfront living without compromise. Community amenities include open pavilions at the lake Camp and River Camp. Miles of walking trails, community building and full time on site caretaker. Just 15 minutes to Marion shops, restaurants and entertainment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Nebo Elementary SchoolGrades PK-52.7 mi
3/10
Mcdowell High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Basement
  • Roof: Architectural,Metal,Shingle
  • Construction materials: Hardboard,Stone,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Electric Cooktop,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Warming Drawer,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Finished,Interior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Attic,Carbon Monoxide Detector,Cathedral Ceiling(s),Elevator,Second Kitchen,Window Treatments
  • Window features: Window Treatments
  • Fireplace features: None
  • Attic: Floored,Walk-up
  • Finished area below ground: 1,542
  • Finished area above ground: 2,546

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 4,677
  • Total interior livable area: 4,088 sqft

Property

Details

  • Parcel number: 171300723198
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Screened
  • Exterior features: Elevator,Fire Pit,Gravel Driveway
  • Has view: Yes
  • View description: Trees/Woods,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Lake Privileges

Lot

  • Lot size: 12.74 Acres

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Detached,Garage,Two Car Garage,Gravel,Oversized,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Cold Wave
Hail
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in McDowell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,669$236,028
Home Insurance *$1,485$17,820
Property Taxes $2,288$27,456
Electricity $380$4,569
Total$23,822$285,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$816,754/yr
40% on housing$714,660/yr
45% on housing$635,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$952This listing

vs Other Active Listings

Avg $/sqft

ZIP 28752$154
McDowell County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 28752$194
McDowell County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$3,890,000
2021-11-12Sold$675,000
2006-09-01Sold$707,500

For Sale by Agent

AgentPolly Leadbetter
BrokerageEngel & Volkers Foothills Lake James

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