




105 S Vineyard Village Dr, Old Fort, NC, 28762
About This Home
New construction with completion expected June 2026 in a scenic, walkable 21-lot community with stunning mountain views and fresh mountain air! Situated on a private 1.11-acre lot, this thoughtfully designed one-level home offers easy access with no steep roads or driveways and a circular drive for added convenience. Enjoy true indoor-outdoor living on the spacious covered back deck overlooking long-range mountain views—perfect for relaxing, entertaining, or simply taking in the peaceful surroundings. The gently sloped yard provides plenty of usable space for gardening, recreation, or creating a fenced area for pets. Inside, the open-concept layout features modern finishes throughout, including quartz countertops, stainless steel appliances, and shaker-style cabinetry. The primary suite offers a spacious walk-in closet and a private bath with dual vanities and a custom tile shower. Two additional bedrooms and a full hall bath provide comfort and flexibility for guests or family. Located just 5 minutes to I-40 and downtown Old Fort’s growing selection of breweries, restaurants, and shops. Outdoor adventure is right nearby with Catawba Falls up the road, Black Mountain and Marion just 15 minutes away, Asheville within 30 minutes, and Lake James only 40 minutes away. Short-term rentals are allowed, making this a great opportunity for both full-time living or investment. Buyer agents welcome. ** Interior pictures are representations **
Getting Around
Schools
Construction
Condition
- Year built: 2026
Type & Style
- Home type: SingleFamily
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Interior Area
- Total interior livable area: 1,600 sqft
Property
Details
- Parcel number: 066800589670
Lot
- Lot size: 1 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Cold Wave
- Drought
- Hail
- Landslide
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in McDowell County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,098 | $25,176 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $248 | $2,976 |
| Electricity | $200 | $2,405 |
| Total | $2,716 | $32,592 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Listed for sale | $415,000 |
