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54810 Northbridge West Ct, Osceola, IN, 46561

3beds
3baths
2,405sqft
$649,900
$270price/sqft
$4,309/moest. monthly cost
$172,360/yrincome needed

About This Home

**OPEN HOUSE THURSDAY 3-5PM*SELLER IS OFFERING $3500 TOWARD BUYER CLOSING COSTS AND UP TO $5,000 TOWARD AN INTEREST RATE BUYDOWN WITH ACCEPTABLE OFFER**Meadows at NBV 16-UNDER CONSTRUCTION Modern Craftsman style home in popular Northbridge Valley built by Devine Homes by Miller. The Casey floorplan - an incredibly livable split bedroom plan that includes private spaces for everyone - with upgrades that include beamed ceilings, smart home technology package, 50" great room fireplace, and a 3-car garage. With two-stories of 9 ft ceilings (10' in great room), this open concept home has 3 bedrooms and 2.5 baths. Flex room on main floor is a great home office, playroom, studio, or den space. The kitchen includes appliance package, walk-in pantry, and slider to the 16'x16' deck. Open great room is ideal for gathering and has an electric fireplace and beamed ceilings. The main level primary suite has a huge walk-in closet and an en suite bath with dual sink vanity, electric fireplace, and tile shower. The upstairs features an incredible loft/flex space that would make an additional living room or rec room. Two bedrooms, large laundry room, and a full bath complete this high functioning living space. Option to finish the lookout lower level for additional cost. Yard will be sodded complete with irrigation system, entire garage will be drywalled with firetape finish. Located in a great neighborhood featuring city water and sewer within the Penn School System! Award-winning builder, Devine Homes by Miller, is known for smart floor plans with beautiful finishes.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
8/10
Schmucker Middle SchoolGrades 6-81.6 mi
10/10
Penn High SchoolGrades 9-121.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: Devine Homes by Miller

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Gas Range,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • 1st Bdrm En Suite,Ceiling-9+,Ceiling Fan(s),Beamed Ceilings,Walk-In Closet(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Split Br Floor Plan,Double Vanity,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Great Room
  • Flooring: Carpet,Vinyl,Ceramic Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room,1st Bdrm,Electric,Two
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,405

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,867
  • Total interior livable area: 2,405 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 324

Property

Details

  • Parcel number: 710532451025.000031
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch Covered
  • Exterior features: Irrigation System

Lot

  • Lot size: 0.27 Acres
  • Features: Level,Rural Subdivision,Landscaped
  • Lot size dimensions: 80x149

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$343$4,116
Property Taxes $460$5,520
Electricity $220$2,645
Total$4,309$51,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,737/yr
40% on housing$129,270/yr
45% on housing$114,906/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 46561$169
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46561$143
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$653,900
2026-01-01Price change$658,900
2025-08-28Price change$659,000
2025-08-27Listed for sale$649,900
2025-08-27Listing removed$60,000
2025-01-21Listed for sale$60,000

New Construction

AgentTommy Kraemer
BrokerageColdwell Banker Real Estate Group

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