See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

503 N Tremont St APT G, Oceanside, CA, 92054

1beds
1baths
756sqft
$599,999
$794price/sqft
$4,073/moest. monthly cost
$162,920/yrincome needed

About This Home

Rare investment opportunity in coastal Oceanside with HOA allowing short-term rentals. This 3rd-floor corner unit with ocean views is located in the gated Silver Surf Gardens community just a few blocks from the beach. The 1 bed, 1 bath condo features fresh interior paint, tile flooring in the living areas and kitchen, vinyl replacement windows, stainless steel appliances, gas range, in-unit washer and dryer, and a private balcony off the bedroom. HOA includes water and trash. Light and bright with an open feel, this unit is ideal as a vacation rental, second home, or full-time residence. Prime location near the Pier, Harbor, shopping, dining, transit, and everything downtown Oceanside has to offer.

Getting Around

93
WalkingWalker's Paradise
49
TransitSome Transit
79
BikeVery Bikeable

Schools

5/10
Laurel Elementary SchoolGrades K-50.9 mi
4/10
Lincoln Middle SchoolGrades 6-81.9 mi
5/10
Oceanside High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: None

Features

  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 756 sqft

Property

Details

  • Parcel number: 1470841207
  • Attached to another structure: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 3
  • Pool features: None
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 0.25 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$84$1,008
Property Taxes $558$6,696
Electricity $398$4,786
Total$4,073$48,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,645/yr
40% on housing$122,190/yr
45% on housing$108,613/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$794This listing

vs Other Active Listings

Avg $/sqft

ZIP 92054$672
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92054$681
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$639,999
2026-04-25Pending sale$650,000
2026-04-15Listed for sale$650,000
2018-11-30Sold$482,500
2017-12-08Sold$380,000
2013-08-12Sold$323,000
2003-07-01Sold$250,000
1999-06-11Sold$90,000

For Sale by Agent

AgentTyler Hagerla, Coastal Premier Properties
BrokerageCoastal Premier Properties

Similar Homes