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691 Silverado Trail S, Saint Helena, CA, 94574

2beds
2baths
1,321sqft
$1,600,000
$1,211price/sqft
$9,679/moest. monthly cost
$387,160/yrincome needed

About This Home

Set on a 1.14 acre parcel along the Napa River with riverside views and rolling hillside vistas, this exquisitely curated turnkey income-producing retreat blends organic textures, refined finishes, and indoor-outdoor harmony. Just a short mile to downtown St. Helena and tucked at the end of a private driveway, the fully furnished main residence features a seamless open-concept layout, grounded by engineered French oak floors and smooth plaster walls. The living room, with vaulted ceilings and a walnut fan, centers around a gas-start fireplace and a custom designed modular sofa. A formal dining area under a wrought iron chandelier opens to a spacious entertaining deck, while the chef's kitchen pairs French lime-plaster countertops with top-tier appliances, brass accents, and a generous island with seating for five. The two en suite bedrooms offer custom designed beds, propeller fans, and spa-inspired limestone bathrooms with Kohler fixtures. Outdoors, enjoy a private entertainer's haven with an oversized patio, hot tub, beautifully landscaped entry leading to sitting areas covered with coconut fiber sunshades, firepit, dining and lounge zones, a water feature, and a small olive grove with established trees. This home exudes warmth and relaxation and an ideal investment property.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Concrete
  • Roof: Slate
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Built-In Refrigerator,Dishwasher,Range Hood,Wine Refrigerator,Washer/Dryer Stacked
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bathroom

  • Features: Shower Stall(s)
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo
  • Level: Main

Features

  • Open Beam Ceiling
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,321
  • Total interior livable area: 1,321 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Living Room

  • Features: Great Room
  • Level: Main

Master Bathroom

  • Features: Shower Stall(s),Tile

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 025150011000
  • Special condition: Offer As Is

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: Covered Courtyard,Fire Pit
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Pasture
  • Waterfront features: River Access

Lot

  • Lot size: 1.14 Acres
  • Features: Private

Parking

  • Total spaces: 5
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High

How This Home’s Risks Compare

Inland Flooding
Wildfire
Drought
Earthquake
Landslide

FEMA Declared Disasters in Napa County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,090$97,080
Home Insurance *$391$4,692
Property Taxes $800$9,600
Electricity $398$4,786
Total$9,679$116,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$331,851/yr
40% on housing$290,370/yr
45% on housing$258,106/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,211This listing

vs Other Active Listings

Avg $/sqft

ZIP 94574$1,441
Napa County$791

vs Homes Sold Last Month

Median $/sqft

ZIP 94574$804
Napa County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$1,600,000
2025-12-16Listing removed$1,600,000
2025-10-10Price change$1,600,000
2025-07-13Price change$1,700,000
2021-12-06Pending sale$1,250,000
2021-10-12Contingent$1,250,000
2021-09-29Listed for sale$1,250,000

For Sale by Agent

AgentErin Lail
BrokerageColdwell Banker BofV ST Helena

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