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200 Fostoria Pl #78A, Albemarle, NC, 28001

5beds
4baths
3,209sqft
$459,748
$143price/sqft
$3,064/moest. monthly cost
$122,560/yrincome needed

About This Home

*Flex cash available to lower interest rate OR below market rates available!* Welcome to Crystal Village. The 2307 plan comes with 5 Bedrooms | 3.5 Bathrooms | 16 X 14 Covered Deck | Finished basement. The 2307 floorplan is a stunning and meticulously designed home that offers an exceptional living experience. Boasting 5 bedrooms and 3.5 baths, this spacious home provides ample room for relaxation and entertainment. Upon entering, you'll be greeted by a grand foyer that leads you to an open-concept living area, where the family room, dining area, and kitchen seamlessly blend together. The gourmet kitchen is a chef's dream, featuring modern appliances, a large center island, ample cabinet space, and a walk-in pantry. It's the perfect space for preparing culinary masterpieces or gathering with loved ones. The primary suite is a true oasis, offering a tranquil retreat with a luxurious ensuite bathroom that includes a double vanity, 5' shower and a spacious walk-in closet. The additional bedrooms are well-appointed and provide comfort and privacy for family members or guests. The 2307 floorplan also includes a designated laundry room for added convenience. With high ceilings, elegant finishes, and thoughtfully placed windows, this home fills every room with natural light, creating a warm and inviting ambiance. With its impeccable craftsmanship, attention to detail, and luxurious features, the 2307 floorplan is a true masterpiece. Experience the epitome of comfortable and sophisticated living in this remarkable home. 10 minutes to Badin Lake. The Lake offers both residents and visitors a wide range of recreational opportunities such as golf, fishing, boating, hiking, camping, and hunting. Financing your home? Standard closing cost are on us, when you use our preferred lender, see agent for details. The best part is we only require $1,000 at the time of contract signing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
3/10
Albemarle Middle SchoolGrades 6-84.4 mi
3/10
Albemarle High SchoolGrades 9-123.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Brick Partial,Fiber Cement

Other

  • Builder model: 2307AVB
  • Builder name: Adams Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 902
  • Finished area above ground: 2,307

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,307
  • Total interior livable area: 3,209 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: 652702994329
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Stanly County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,324$27,888
Home Insurance *$224$2,688
Property Taxes $218$2,616
Electricity $298$3,586
Total$3,064$36,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,051/yr
40% on housing$91,920/yr
45% on housing$81,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 28001$130
Stanly County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 28001$175
Stanly County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-21Listed for sale$459,748
2026-04-12Pending sale$459,748
2026-03-19Price change$459,748
2026-02-13Price change$444,748
2026-01-10Price change$479,748
2025-10-25Price change$469,748
2025-10-18Price change$499,900
2025-03-19Price change$509,748
2025-03-08Price change$514,748
2025-03-04Price change$509,748
2025-01-22Listed for sale$499,748

New Construction

AgentElizabeth Bristow
BrokerageAdams Homes Realty-NC, Inc.

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