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12406 40th (Lot 7) Avenue NW, Gig Harbor, WA, 98332

4beds
3baths
2,462sqft
$899,950
$366price/sqft
$5,548/moest. monthly cost
$221,920/yrincome needed

About This Home

Move in just in time for summer living in the Harbor. Just minutes to downtown Gig Harbor, local shopping, schools & HWY 16. Popular plan design features outdoor covered living overlooking fully fenced and professionally landscaped backyard. Included features: heat pump (air conditioning), 8' interior doors, wrought-iron rails, quartz, tile & LVP laminate floors, washer/dryer. Large kitchen has stainless steel appliances, induction range, soft close cabinets, island w/ undermount sink. Escape to the spacious primary suite w/walk-in closet & ensuite offering dual sinks, glass/tile walk-in shower & soak tub. Landscaped front yard w/irrigation. Firdona Crest -16 homes close to Gig Harbor amenities.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
Purdy Elementary SchoolGrades PK-51.5 mi
7/10
8/10
Peninsula High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Trumark Homes Washington LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Washer(s),Water Heater: Heat Pump,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,462
  • Total interior livable area: 2,462 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 4002800070
  • Zoning description: Jurisdiction: See Remarks
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 8,032 sqft
  • Features: Corner Lot,Cul-De-Sac,Dead End Street,Paved,Sidewalk,Fenced-Fully,High Speed Internet,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$193$2,316
Property Taxes $637$7,644
Electricity $168$2,020
Total$5,548$66,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,217/yr
40% on housing$166,440/yr
45% on housing$147,946/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$366This listing

vs Other Active Listings

Avg $/sqft

ZIP 98332$415
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98332$356
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Price change$949,950
2025-10-10Price change$969,950
2025-05-08Price change$959,950
2025-01-22Listed for sale$949,950

New Construction Spec

AgentGary Hendrickson
BrokerageBerkshire Hathaway HS SSP

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