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32 Narrows Point, Alexander City, AL, 35010

4beds
5baths
3,181sqft
$2,570,000
$808price/sqft
$16,296/moest. monthly cost
$651,840/yrincome needed

About This Home

Located in Narrows Point, this Lake Martin home checks the boxes buyers ask for most, big water views, deep water, & a prime location. Set on approx. 111 feet of shoreline, the property features a concrete seawall & covered dock with new lifts, making it easy to step straight into lake living. Inside, the main level opens to a vaulted great room with shiplap ceilings, a stone fireplace & floor to ceiling windows that bring the lake into view from almost every angle. The kitchen is designed for entertaining with a large granite island, stainless appliances & an easy flow into the dining and living spaces. The main level master offers floor to ceiling lake views, a walk-in closet, and a spacious ensuite with double vanities, a soaking tub, and separate shower. Downstairs, there is a second living area along with 3 bedrooms & 3 full baths, creating plenty of space for guests or weekends on the lake. Just a short boat ride to The Landing, Smith Marina, or Kowaliga for food or fun!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Central Elementary SchoolGrades K-618.4 mi
4/10
Central High SchoolGrades 7-1218.4 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Basement
  • Roof: Architectural,Asphalt
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: Main

Bathroom2

  • Level: Basement

Bathroom3

  • Level: Basement

Bedroom1

  • Level: Main

Bedroom2

  • Level: Basement

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Wood,Tile,Other
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Great Room

  • Level: Main

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 3,181
  • Total interior livable area: 3,181 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Basement

Other

  • Level: Main

Other

  • Level: Basement

Property

Details

  • Parcel number: 2104180001006.0010

Features

  • Stories: 2
  • Patio & porch: Covered Patio,Covered Deck,Deck
  • Exterior features: Sprinkler
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Pier,PWC Lift,Boat House,Seawall
  • Waterbody name: Lake Martin

Lot

  • Lot size: 0.31 Acres
  • Features: Lot Remarks,Views

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,995$155,940
Home Insurance *$2,518$30,216
Property Taxes $428$5,136
Electricity $355$4,271
Total$16,296$195,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$558,720/yr
40% on housing$488,880/yr
45% on housing$434,560/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$808This listing

vs Other Active Listings

Avg $/sqft

ZIP 35010$260
Coosa County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 35010$124
Coosa County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$2,450,000
2020-06-08Sold$1,200,000

For Sale by Agent

AgentBreanna Sexton
BrokerageRE/MAX Advantage

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