13656 CHARTER Court, Jacksonville, FL, 32225
About This Home
Tucked behind the gates of prestigious Queen's Harbour Yacht & Country Club, this exceptional waterfront estate offers a refined blend of timeless architecture, luxury upgrades, and the coveted Florida boating lifestyle. Positioned along the private freshwater lagoon, the property features a 40-foot private dock with power and water, located just minutes from the community's exclusive lock system--providing direct access to the Intracoastal Waterway and the Atlantic Ocean. Spanning approximately 4,906 square feet, this exceptional residence offers five en-suite bedrooms and two half baths, thoughtfully designed for both sophisticated everyday living and grand-scale entertaining. Sun-drenched interiors are enhanced by soaring ceilings, elegant architectural details, and seamless transitions between indoor and outdoor spaces.The owner's suite is a serene escape, showcasing peaceful water views, a spa-inspired bath, and expansive closet space. At the heart of the home, the chef's kitchen impresses with custom cabinetry, expansive prep areas, and premium finishes that balance function with elevated design. It opens effortlessly to spacious living and dining areas, creating a natural gathering place suited for both intimate moments and large-scale entertaining. Outdoors, a resort-style retreat awaits--complete with a sparkling pool and spa, summer kitchen, and dedicated pool bath. Surrounded by lush landscaping and tranquil water views, this private oasis is designed for relaxation and entertaining alike. The oversized 0.57-acre homesite offers both privacy and flexibility, featuring direct lagoon frontage and convenient access to boating. Residents of Queen's Harbour enjoy an unmatched lifestyle including golf, tennis, pickleball, fitness center, clubhouse dining, and a full-service marina--all just minutes from Jacksonville's beaches and premier shopping. It is a rare opportunity to own a true waterfront estate offering both luxury living and immediate access to Northeast Florida's premier boating waterways.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2001
Materials
- Roof: Shingle
- Construction materials: Frame,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer,Water Softener Owned,Wine Cooler
- Laundry features: Sink
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 7
- Full bathrooms: 5
- 1/2 bathrooms: 2
Features
- Ceiling Fan(s),Eat-in Kitchen,Guest Suite,His and Hers Closets,Kitchen Island,Pantry,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
- Flooring: Carpet,Wood
- Number of fireplaces: 2
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric,Split System
Interior Area
- Total structure area: 6,401
- Total interior livable area: 5,145 sqft
Property
Details
- Parcel number: 1671278842
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Pool features: In Ground,Gas Heat,Heated,Pool Sweep,Salt Water,Screen Enclosure,Waterfall
- Patio & porch: Covered,Screened
- Exterior features: Balcony,Dock,Outdoor Kitchen
- Fencing: Back Yard
- Has view: Yes
- View description: Pool,Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Intracoastal,Lagoon,Navigable Water,Ocean Access,River Access
Lot
- Lot size: 0.57 Acres
- Lot size dimensions: 24668 SF
Parking
- Total spaces: 3
- Parking features: Electric Vehicle Charging Station(s),Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Duval County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,663 | $175,956 |
| Home Insurance * | $2,140 | $25,680 |
| Property Taxes | $4,376 | $52,512 |
| Electricity | $517 | $6,213 |
| Total | $21,696 | $260,352 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $2,900,000 |
| 2021-06-11 | Sold | $1,700,000 |
| 2021-05-27 | Pending sale | $1,695,000 |
| 2001-05-17 | Sold | $1,215,000 |
| 2000-01-11 | Sold | $220,000 |
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