646 OVERLOOK RDG, Cibolo, TX, 78108
About This Home
*NEW UPGRADES throughout home* Welcome to 646 Overlook Ridge in the desirable Steele Creek community of Cibolo, TX! This beautifully upgraded two-story home offers 4 bedrooms and 2.5 bathrooms, combining modern style with thoughtful enhancements throughout. Step inside to find a bright and inviting layout featuring a stunning custom living room accent wall complete with an electric fireplace and built-in shelving-perfect for relaxing or entertaining. The kitchen is a true centerpiece, showcasing a spacious island, stylish accent wall, and an upgraded dining area highlighted by a designer light fixture. Downstairs and along the staircase, all carpet has been replaced with durable and elegant luxury vinyl plank flooring, creating a seamless, modern look. The entryway and half bathroom have been tastefully updated, while ceiling fans and black-accented fixtures throughout the home add a sleek, contemporary touch. Upstairs, the owner's suite has been enhanced with a renovated closet and upgraded flooring, offering both style and functionality. Additional shelving in the upstairs bathroom provides extra storage and convenience. Outdoor living is just as impressive with an expanded concrete back porch-ideal for gatherings or quiet evenings. The home also features permanent exterior lighting, installed gutters, and a fully upgraded garage with fresh paint, epoxy flooring, and an overhead storage rack. Located in a vibrant community, residents enjoy access to a pool, clubhouse, park/playground, jogging trails, and sports courts-providing plenty of opportunities for recreation and leisure. This move-in-ready home blends comfort, style, and upgrades in all the right places-ready to impress from the moment you arrive.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Pre-Owned
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,Stone,Fiber Cement
Other
- Builder name: D.R. Horton
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Range,Gas Cooktop,Disposal,Dishwasher,Plumbed For Ice Maker,Plumb for Water Softener
- Laundry features: Main Level,Washer Hookup,Dryer Connection
Bedroom2
- Area: 156
Bedroom3
- Area: 154
Bedroom4
- Area: 132
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Family Room
- Area: 304
Features
- Two Living Area,Eat-in Kitchen,Kitchen Island,Breakfast Bar,Pantry,Study/Library,Game Room,Utility Room Inside,1st Floor Lvl/No Steps,Open Floorplan,Master Downstairs,Ceiling Fan(s),Programmable Thermostat
- Window features: Double Pane Windows
- Flooring: Carpet,Ceramic Tile,Vinyl
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,598 sqft
Kitchen
- Area: 136
Master Bathroom
- Features: Tub/Shower Separate,Double Vanity,Soaking Tub
- Area: 135
Master Bedroom
- Features: Walk-In Closet(s),Ceiling Fan(s),Full Bath
- Area: 221
Office
- Area: 140
Property
Details
- Parcel number: 1G31473B0506100000
Features
- Levels: Two
- Stories: 2
- Pool features: None,Community
- Patio & porch: Patio,Covered
- Exterior features: Sprinkler System,Rain Gutters
Lot
- Lot size: 7,187 sqft
- Features: Curbs,Sidewalks,Streetlights
Parking
- Total spaces: 2
- Parking features: Two Car Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $247 | $2,964 |
| Property Taxes | $530 | $6,360 |
| Electricity | $285 | $3,423 |
| Total | $3,337 | $40,044 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $450,000 |
| 2023-08-02 | Sold | -- |
| 2023-07-09 | Pending sale | $429,950 |
| 2023-06-23 | Price change | $429,950 |
| 2023-06-05 | Price change | $439,950 |
| 2023-06-01 | Price change | $457,630 |
| 2023-05-08 | Price change | $456,630 |
| 2023-04-24 | Pending sale | $453,630 |
| 2023-04-19 | Listed for sale | $453,630 |
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