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13322 Silky Rye, San Antonio, TX, 78254

5beds
4baths
2,680sqft
$343,999
$128price/sqft
$2,713/moest. monthly cost
$108,520/yrincome needed

About This Home

**OPENHOUSE: May 16 & 17, 1-3pm** NEW PRICE + VA assumable loan at a very low 2.75 rate%!! Upgrade your lifestyle in Valley Ranch - recognized as the 2025 Community of the Year by the Community Associations Institute San Antonio. Welcome to the pet and smoke free home 13322 Silky Rye, a 5-bedroom, 3.5-bath home offering nearly 2,700 square feet of well-designed living space. Built in 2020, this home features thoughtful upgrades beyond builder grade, including a water softener, cabinet hardware, updated lighting & fixtures, fresh interior paint, and enhanced landscaping with new mulch. The first floor showcases a modern open-concept kitchen and living area with a large island, half bath, and a spacious primary suite. Upstairs, you'll find a generous second living or flex space, three additional bedrooms, and a full bathroom. Exterior features include a covered back patio and a spacious backyard, perfect for relaxing or entertaining. The painted 2-car garage includes multiple bike racks for added functionality. Enjoy access to award-winning community amenities, including an Olympic lap pool, resort-style pool with play area and water slides, clubhouse, veranda, park/playground with splash pad, basketball and tennis courts, fishing pier, volleyball and soccer areas, and miles of walking and running trails. Don't miss your opportunity to experience both the home and the lifestyle. Schedule a tour today to take your next step towards Texas Homeownership!

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
5/10
Straus MiddleGrades 6-81.5 mi
6/10
Harlan High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,4 Sides Masonry,Siding,Fiber Cement,Radiant Barrier

Other

  • Builder name: DR Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Microwave,Range,Gas Cooktop,Refrigerator,Disposal,Dishwasher,Plumbed For Ice Maker,Water Softener Owned,Vented Exhaust Fan,Gas Water Heater,High Efficiency Water Heater
  • Laundry features: Lower Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 154

Bedroom3

  • Area: 120

Bedroom4

  • Area: 182

Bedroom5

  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Area: 110

Family Room

  • Area: 240

Features

  • Two Living Area,Separate Dining Room,Eat-in Kitchen,Two Eating Areas,Kitchen Island,Breakfast Bar,Game Room,Loft,Utility Room Inside,High Ceilings,Open Floorplan,High Speed Internet,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Programmable Thermostat
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: 13-15 SEER AX,Central Air

Interior Area

  • Total interior livable area: 2,680 sqft

Kitchen

  • Area: 165

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity
  • Area: 90

Master Bedroom

  • Features: Walk-In Closet(s),Full Bath
  • Area: 234

Property

Details

  • Parcel number: 044511270120

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Patio,Covered
  • Exterior features: Sprinkler System
  • Fencing: Privacy

Lot

  • Lot size: 5,357 sqft

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding
Cold Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,739$20,868
Home Insurance *$169$2,028
Property Taxes $511$6,132
Electricity $294$3,531
Total$2,713$32,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,017/yr
40% on housing$81,390/yr
45% on housing$72,346/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 78254$146
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78254$158
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$347,990
2026-05-01Listed for sale$349,990
2026-04-24Contingent$349,990
2026-04-02Listed for sale$349,990
2023-10-05Listing removed--
2023-09-01Listed for rent$2,800
2023-08-23Listing removed--
2023-08-22Price change$2,800
2023-08-02Listed for rent$2,700
2020-09-30Sold--

For Sale by Agent

AgentBrandon Ramirez
BrokerageKeller Williams Heritage

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