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352 Dilbeck Ln, Niota, TN, 37826

4beds
3baths
1,991sqft
$304,000
$153price/sqft
$2,397/moest. monthly cost
$95,880/yrincome needed

About This Home

Beautiful newer home built in 2025, situated on a spacious corner lot with seasonal mountain views! This property offers all the space you need with a functional and inviting floor plan. Upon entry, you'll find a versatile office/multi-purpose room perfect for working from home, additional living space or a formal dining area. The hallway opens into a bright living room and kitchen featuring granite countertops, a generously sized pantry, and convenient access to the garage. Upstairs, the oversized primary suite offers plenty of room to relax along with a large en-suite bathroom. Three additional bedrooms and another full bathroom provide ample space for family and guests. Enjoy the benefits of a like-new home with modern finishes, scenic surroundings, and a desirable corner lot. Buyer to verify all pertinent information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
Niota Elementary SchoolGrades PK-80.8 mi
5/10
McMinn County High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Disposal

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Smart Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,991
  • Total interior livable area: 1,991 sqft

Property

Details

  • Parcel number: 026M B 02200 000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Topography of land: Sloped,Level

Lot

  • Lot size: 0.26 Acres
  • Features: Sloped,Level

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Drought
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,537$18,444
Home Insurance $192$2,304
Property Taxes $493$5,916
Electricity $175$2,103
Total$2,397$28,764

Income You'd Need if You Spent...

35% on housing$82,182/yr
40% on housing$71,910/yr
45% on housing$63,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 37826$180
McMinn County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 37826$167
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Listed for sale$304,000
2026-08-10Pending sale$304,000
2026-07-08Price change$304,000
2026-05-23Listed for sale$309,000
2025-05-30Sold$288,935
2025-04-29Pending sale$285,935
2025-04-29Price change$290,935
2025-04-28Listed for sale$285,935
2025-03-26Contingent$285,935
2025-03-01Price change$285,935
2025-01-23Listed for sale$283,935

For Sale by Agent

AgentVanessa Jaramillo
BrokerageCrye-Leike, Inc., REALTORS

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