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347 COTTAGE Avenue #347 & 349, Jacksonville, FL, 32206

3beds
3baths
1,981sqft
$305,000
$154price/sqft
$2,568/moest. monthly cost
$102,720/yrincome needed

About This Home

SHORT SALE!! CALL FOR DETAILS! DUPLEX is part of the•NATIONAL REGISTER• OF HISTORIC PLACES. Looking to own an amazing income producing property in HISTORIC Springfield that is walking distance to UF Health Hospital? Look no further! This is your opportunity to live in one unit while renting out the other, or enjoy an investment opportunity and rent out both units. Currently 2nd floor unit is Tenant occupied. This 4bedroom, 2.5 bathroom duplex offers one unit(#347) on the 1st entry floor and the 2nd unit (#349) on the 2nd floor. #349 has newer HVAC, 2 full bedrooms and additional room on the 3rd floor with unfinished closet in the attic space. Unit 349 has luxury vinyl plank throughout with a peaceful large balcony overlooking the turfed backyard. Both Units offer Newer appliances, granite countertops and updated Kitchens and bathrooms. #347 has original hard wood floors and LVP with 1.5 bathrooms. Don't let this great opportunity pass you by!

Getting Around

75
WalkingVery Walkable
42
TransitSome Transit
64
BikeBikeable

Schools

Construction

Condition

  • Year built: 1916

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Washer/Dryer Stacked
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Vinyl,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,981 sqft

Property

Details

  • Parcel number: 0731530000
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: Multi/Split
  • Exterior features: Balcony
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 3,484 sqft
  • Features: Historic Area

Parking

  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$637$7,644
Property Taxes $190$2,280
Electricity $199$2,392
Total$2,568$30,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,045/yr
40% on housing$77,040/yr
45% on housing$68,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 32206$101
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32206$123
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$330,000
2026-01-13Listed for sale$350,000
2025-08-01Listing removed$375,000
2025-03-08Price change$375,000
2025-02-08Price change$399,000
2025-01-23Listed for sale$420,000

For Sale by Agent

AgentKERI CARPENTER
BrokerageREAL BROKER LLC

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