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12 E Royal Palm Ave, Defuniak Springs, FL, 32433

3beds
2baths
1,216sqft
$135,000
$111price/sqft
$1,092/moest. monthly cost
$43,680/yrincome needed

About This Home

Nice mobile home situated on two lots totaling approximately 0.57 acres, conveniently located near Highway 90 with no HOA. This property offers plenty of space with a large fenced-in backyard, perfect for pets, outdoor activities, or additional storage.Major updates include a new HVAC system in 2025 and a new roof in 2019, which are both great improvements for a buyer. The home features 3 bedrooms and 2 bathrooms, with the current layout converted into a 2-bedroom configuration for a larger living space, but it can easily be converted back to a full 3-bedroom if desired. The master suite includes a walk-in closet, garden tub, and a separate walk-in shower. Enjoy outdoor living with a large covered front porch, along with additional deck space. The property also includes a yard building for extra storage. The kitchen comes equipped with a refrigerator and stove, and the home offers vinyl flooring, central HVAC, and washer/dryer hookups. While the home could use a little TLC, it is move-in ready and presents a great opportunity for a primary residence, rental, or investment property. Situated on a corner, level lot with easy access via a maintained county road, this property offers both convenience and flexibility.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
Mossy Head SchoolGrades PK-55.0 mi
7/10
Walton Middle SchoolGrades 6-88.4 mi
7/10
Walton High SchoolGrades 9-127.3 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2005

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Bedroom

  • Level: First
  • Area: 72
  • Dimensions: 9 x 8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First
  • Area: 64
  • Dimensions: 8 x 8

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 10 x 12

Living Room

  • Level: First
  • Area: 180
  • Dimensions: 15 x 12

Master Bathroom

  • Level: First
  • Area: 56
  • Dimensions: 8 x 7

Master Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Property

Details

  • Parcel number: 163N20280600440010
  • Zoning description: Mobile Home, Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Private Yard
  • Fencing: Partial

Lot

  • Lot size: 0.57 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 170*120*210*130

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$158$1,896
Property Taxes $55$660
Electricity $197$2,366
Total$1,092$13,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,440/yr
40% on housing$32,760/yr
45% on housing$29,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 32433$134
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32433$169
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$135,000
2019-11-08Sold$49,000

For Sale by Agent

AgentBrian Thierwechter
BrokerageColdwell Banker Realty

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