238 N Wells St, Panama City Beach, FL, 32413
About This Home
Welcome to Laguna Haven, a gated community located on the quiet and scenic West End of Panama City Beach near 30A and away from the heavy traffic and congestion. This beautifully designed Del Sol floor plan offers 4 bedrooms, 3 full baths, soaring 9-10 ft ceilings, porcelain tile flooring, crown molding, bull-nose corners, and designer lighting throughout. Exterior features include durable Hardie board siding, a paved driveway, lush landscaping, a fully fenced backyard, and an above-ground hot tub for added privacy and relaxation. Offered with furnishings negotiable, with a stylish Miami-inspired design, this home is turnkey and ready for short-term rental or personal use. Short-term rentals are allowed, and similar floor plans in the community have produced over $90,000+ in annual rental revenue. The HOA maintains the gated entrances, sidewalks, community lighting, landscaped green spaces, and covered mailbox area, making this an ideal investment, second home, or full-time residence.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: HardiPlank Type,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater
Bedroom
- Level: Second
- Dimensions: 12.1 x 23.5
Bedroom
- Level: Second
- Dimensions: 11.1 x 11.9
Bedroom
- Level: Second
- Dimensions: 11.1 x 11.9
Bedroom
- Level: First
- Dimensions: 12.1 x 10.11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Double Vanity,Interior Steps,Sitting Area in Primary,Walk-In Closet(s)
- Window features: Double Pane Windows
- Fireplace features: Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s)
- Cooling features: Central Air,Ceiling Fan(s),Whole House Fan
Interior Area
- Total structure area: 2,237
- Total interior livable area: 2,237 sqft
Property
Details
- Parcel number: 38319150400
- Zoning description: Resid Single Family
Features
- Patio & porch: Covered,Patio,Porch
- Fencing: Fenced,Privacy
Lot
- Lot size: 5,662 sqft
- Features: Sprinkler System
- Lot size dimensions: 45 x 110 x 50 x 109
Parking
- Total spaces: 1
- Parking features: Additional Parking
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,130 | $37,560 |
| Home Insurance * | $725 | $8,700 |
| Property Taxes | $673 | $8,076 |
| Electricity | $225 | $2,701 |
| Total | $4,753 | $57,036 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Price change | $619,000 |
| 2026-07-15 | Price change | $626,000 |
| 2026-07-02 | Listed for rent | $4,200 |
| 2026-06-18 | Price change | $629,000 |
| 2026-06-02 | Price change | $639,000 |
| 2026-05-21 | Listed for sale | $654,000 |
| 2025-03-20 | Sold | $575,000 |
| 2025-02-21 | Pending sale | $599,757 |
| 2025-01-27 | Listed for sale | $599,757 |
| 2024-11-14 | Listing removed | $450,000 |
| 2024-10-30 | Price change | $450,000 |
| 2024-10-25 | Price change | $559,500 |
| 2024-10-04 | Price change | $569,500 |
| 2024-09-20 | Price change | $575,500 |
| 2024-08-26 | Price change | $585,500 |
| 2024-07-26 | Price change | $608,500 |
| 2024-02-17 | Price change | $618,500 |
| 2024-01-20 | Price change | $619,000 |
| 2023-07-05 | Price change | $619,040 |
| 2023-05-10 | Listed for sale | $665,760 |
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