25978 Caye Dr, Elmo, MT, 59915
About This Home
This property has an amazing Flathead Lake view! Five scenic acres in Elmo, MT, this brand-new unfinished home offers incredible Flathead Lake views. A blank canvas to design your ultimate getaway or your permanent Montana home. Bring your vision and finish this home to your exact taste. Key features include 3 Bedrooms and 2 bathrooms. Plenty of space with attached 3 car garage with oversized stall for boats, ATVs and outdoor gear. The deck has a built in cutout ready for your hot tub. Open floor plan with high ceilings. Offering privacy and lake view living. Don't miss this rare opportunity to customize this modern home to your standards in a breathtaking setting!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Poured
Other
- Builder name: Owner
Type & Style
- Home type: SingleFamily
- Architectural style: Modern
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Main Level Primary,Open Floorplan,Vaulted Ceiling(s)
- Finished area below ground: 0
Interior Area
- Total interior livable area: 2,400 sqft
Property
Details
- Parcel number: 15346613403140000
- Special condition: Standard
Features
- Levels: One and One Half
- Patio & porch: Deck
- Has view: Yes
- View description: Lake,Mountain(s),Valley
- Has water view: Yes
- Water view: true
- Horses can be raised: Yes
Lot
- Lot size: 5 Acres
- Features: Gentle Sloping,Level,Pasture,Views
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Earthquake
- Inland Flooding
- Avalanche
- Ice Storm
- Landslide
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,614 | $31,368 |
| Home Insurance | $495 | $5,940 |
| Property Taxes | $129 | $1,548 |
| Electricity | $164 | $1,977 |
| Total | $3,402 | $40,824 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $517,000 |
| 2026-07-24 | Listed for sale | $527,000 |
| 2026-04-01 | Listing removed | $575,000 |
| 2026-03-03 | Price change | $575,000 |
| 2026-02-06 | Listed for sale | $550,000 |
| 2025-09-02 | Listing removed | $577,000 |
| 2025-08-18 | Price change | $577,000 |
| 2025-07-07 | Price change | $555,000 |
| 2025-05-31 | Price change | $570,000 |
| 2025-05-16 | Price change | $577,000 |
| 2025-05-08 | Price change | $599,000 |
| 2025-05-01 | Price change | $615,000 |
| 2025-04-15 | Price change | $655,000 |
| 2025-03-10 | Listed for sale | $650,000 |
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