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9927 CHELSEA LAKE Road, Jacksonville, FL, 32256

4beds
3baths
2,807sqft
$649,500
$231price/sqft
$4,840/moest. monthly cost
$193,600/yrincome needed

About This Home

HUGE PRICE IMPROVEMENT plus FOGGED GLASS REPLACED! Enjoy a casual resort lifestyle in Deercreek Country Club, one of Jacksonville's favorite gated communities, with this lovely 4 bed/3 bath home w/ Bonus Room! You are greeted by a view of the lake as you enter the front door. Living Room, Dining Room, Family Room & Bonus Room are spacious enough for family & friends. Stunning Kitchen & Breakfast Area are open to the Family Room. Wall of windows offers a view of the large backyard and serene lake. Screened Patio is the perfect spot to enjoy your morning coffee! Upstairs Bonus Room can be a quiet getaway for family or guests! Primary Bedroom is spacious with two walk-in closets, linen closet and ensuite bath. Deercreek is centrally located and convenient to downtown, Mayo Clinic, the Beaches, St Augustine, restaurants, retail and major roads. Deercreek Country Club and its amenities including golf, tennis, pool, fitness and dining is a separate optional fee based membership.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Breakfast Nook,Built-in Features,Ceiling Fan(s),Entrance Foyer,His and Hers Closets,Pantry,Primary Bathroom -Tub with Separate Shower,Master Downstairs,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,807 sqft

Property

Details

  • Parcel number: 1678011595
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 2
  • Patio & porch: Covered,Rear Porch,Screened
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.51 Acres
  • Lot size dimensions: 100 x 140

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,284$39,408
Home Insurance *$402$4,824
Property Taxes $872$10,464
Electricity $282$3,389
Total$4,840$58,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,942/yr
40% on housing$145,200/yr
45% on housing$129,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 32256$177
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32256$229
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-05Price change$667,500
2025-10-25Price change$695,000
2025-07-12Listed for sale$715,000
2008-04-28Listing removed$494,900
2008-01-18Listed for sale$494,900
2007-07-26Sold$450,000
2004-03-16Sold$390,000
1997-06-23Sold$229,000

For Sale by Agent

AgentBJ WEYER
BrokerageWATSON REALTY CORP

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