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10098 CHESTER LAKE Road E, Jacksonville, FL, 32256

4beds
4baths
2,873sqft
$649,500
$226price/sqft
$4,861/moest. monthly cost
$194,440/yrincome needed

About This Home

Deercreek Country Club Home with Golf Course Views! Discover this beautiful corner-lot home with side entry garage in the highly sought-after Deercreek Country Club community. Perfectly positioned to back onto the lush fairways of the golf course, this property offers serene views and an unbeatable lifestyle. Newly painted interior and brand-new carpet on the first floor. Spacious Layout - Thoughtfully designed floor plan with a large bonus room and full bath upstairs--ideal for a guest suite, home office, or entertainment space. Outdoor Living: Relax on the screened lanai while enjoying picturesque golf course views. Exclusive Amenities: Access to the premier Deercreek Country Club, featuring golf, tennis, swimming, dining, and more.(call DCCC for membership info).This home combines comfort, and convenience in one of Jacksonville's most desirable gated communities. Quick Closing Available: Move in and start enjoying the Deercreek lifestyle right away.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Lower Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Breakfast Nook,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,His and Hers Closets,Jack and Jill Bath,Open Floorplan,Primary Bathroom -Tub with Separate Shower,Master Downstairs
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,689
  • Total interior livable area: 2,873 sqft

Property

Details

  • Parcel number: 1678012540
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Screened
  • Has view: Yes
  • View description: Golf Course

Lot

  • Lot size: 0.42 Acres
  • Features: Corner Lot,On Golf Course

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,284$39,408
Home Insurance *$402$4,824
Property Taxes $886$10,632
Electricity $289$3,469
Total$4,861$58,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,662/yr
40% on housing$145,830/yr
45% on housing$129,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 32256$177
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32256$229
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-16Listed for sale$699,500
2004-01-30Sold$379,000
2001-08-23Sold$332,000
1997-10-30Sold$261,500

For Sale by Agent

AgentROBERT E FORMAN
BrokerageWATSON REALTY CORP

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