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1822 Echo Cabin Loop, Bigfork, MT, 59911

1beds
1baths
500sqft
$1,299,000
$2,598price/sqft
$7,353/moest. monthly cost
$294,120/yrincome needed

About This Home

Escape to the ultimate, sun-drenched Montana lake life with this rare, fully deeded Echo Lake treasure—a pristine 0.85-acre sanctuary offering absolute, permanent ownership on a coveted point where many neighboring properties are merely leased. Boasting 170 feet of prime, crystal-clear main channel frontage, you will enjoy deep, weed-free water, a flat gravel beach, and a premier south/southwest exposure that guarantees all-day sunshine, late-evening swims, and front-row seats to legendary Montana sunsets. Spend your days launching paddleboards from the newer 8x24' dock or utilizing the invaluable, grandfathered 8x12' waterfront boathouse—an irreplaceable footprint under current zoning guidelines that keeps your water skis and lake toys steps from the water. Whether you choose to enjoy the charming 500-square-foot classic summer cabin as a nostalgic retreat or capitalize on the professionally cleared acreage to build your custom lakefront legacy, the property is highly versatile, featuring a spacious upper lot ideal for guest parking or a future guest house. Complete with two lake-draw water rights, a straightforward layout for a future septic system, and viable paths for a deep well or a UV lake-water filtration system, this is an extraordinary, build-ready canvas designed for your dream waterfront lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
Swan River SchoolGrades PK-52.2 mi
7/10
Swan River 7-8Grades 6-82.2 mi
6/10
Bigfork High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Main Level Primary,Vaulted Ceiling(s)
  • Finished area below ground: 0

Heating

  • Heating features: Wood Stove

Interior Area

  • Total interior livable area: 500 sqft

Property

Details

  • Parcel number: 07383605401050000
  • Zoning: Residential
  • Zoning description: SAG-5
  • Special condition: Standard

Features

  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Dock,Fire Pit
  • Has view: Yes
  • View description: Lake,Trees/Woods
  • Has water view: Yes
  • Water view: true
  • On waterfront: Yes
  • Waterfront features: Dock Access,Lake,Navigable Water,Waterfront
  • Waterbody name: Echo Lake
  • Topography of land: Sloping

Lot

  • Lot size: 0.85 Acres
  • Features: Back Yard,Corners Marked,Front Yard,Secluded,Views

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Wildfire
Winter Weather
Earthquake

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance $391$4,692
Property Taxes $243$2,916
Electricity $151$1,812
Total$7,353$88,236

Income You'd Need if You Spent...

35% on housing$252,102/yr
40% on housing$220,590/yr
45% on housing$196,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,598This listing

vs Other Active Listings

Avg $/sqft

ZIP 59911$517
Flathead County$400

vs Homes Sold Last Month

Median $/sqft

ZIP 59911
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$1,299,000

For Sale by Agent

AgentJacob Kaider
BrokerageBeckman's Real Estate

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