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2905 Arrowroot Loop SE, Lacey, WA, 98513

3beds
2baths
2,120sqft
$725,000
$342price/sqft
$4,661/moest. monthly cost
$186,440/yrincome needed

About This Home

Move-In Ready in Ovation at Oak Tree — On One of the Largest Lots in the Community In a 55+ community where new homes mean smaller lots and fewer windows, this 3-year-young original Walnut by Taylor Morrison offers a fully finished interior with a gas fireplace on a premium sunny 7,319 sq. Single-level living, already done. The open plan centers on a bright, modern kitchen with shaker cabinets, quartz counters, a large island, pull-out trays throughout, and plumbed for a gas cooktop. The two oversized sliding glass doors — also no longer included in today's Walnut II — fill the great room with light and open to a covered patio with electric and a gas hookup already in place. In addition, the primary suite features a frameless glass shower, soaking tub, and walk-in closet large enough to double as a dressing room. LVP in the main areas, carpet in all three bedrooms. Plus the refrigerator, washer, and dryer stay. The fully fenced, pet-friendly lot gives you room to design your own backyard. Still covered by Taylor Morrison's 10-year structural warranty. The quality of new construction, on a better lot, for less. Amenities: two clubhouses, indoor pool, fitness center, pickleball, bocce, dog park, and 40-acre preserve trails.

Getting Around

0
WalkingCar-Dependent
19
TransitMinimal Transit
22
BikeSomewhat Bikeable

Schools

5/10
Nisqually Middle SchoolGrades 6-82.1 mi
4/10
River Ridge High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Stone,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Trash Compactor,Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Heat Pump,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Natural Gas
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,120
  • Total interior livable area: 2,120 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 65740030200
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Sprinkler System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater

Lot

  • Lot size: 7,318 sqft
  • Features: Sidewalk,Cable TV,Fenced-Fully,Gas Available,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$159$1,908
Property Taxes $688$8,256
Electricity $149$1,793
Total$4,661$55,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,805/yr
40% on housing$139,830/yr
45% on housing$124,293/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 98513$290
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98513$317
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$699,000
2026-07-01Listed for sale$725,000
2024-04-12Sold$751,990

For Sale by Agent

AgentJonathan Minerick
Brokeragehomecoin.com

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