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2134 ROSEWOOD Drive, Neptune Beach, FL, 32266

2beds
2baths
1,321sqft
$419,000
$317price/sqft
$3,176/moest. monthly cost
$127,040/yrincome needed

About This Home

Enjoy the Beach Life in this highly sought after Coastal Community. Sample the Restaurants and Shops in Town Square at the shores of Neptune Beach. This is a great opportunity to own a property, newly renovated from Floor to Ceiling. Feels like new construction. Nestled in a nature-like setting captured in a quiet neighborhood and NO HOA. This 2-Story Townhome, with NEW ROOF (April 2026), is a 2 Bedroom, 1 1/2 Bath, all Upgraded. Vinyl Plank Flooring Downstairs and New Carpet Upstairs. Smooth Ceilings throughout. The Kitchen has Quartz Countertops, Subway-Tiled Backsplash. Brand New Frigidaire Stainless Steel Appliances, SS Sink. All Windows w/New Blinds. All new Lighting throughout and (3) Remote-Controlled Ceiling Fans w/Lights. Wood Stairs lead to the 2nd Floor where the Laundry Room, Bedrooms/Bath are located. Large Closets. AC Unit Replaced (2023), New Hardy Board Siding, Windows, Garage Door and Patio Slider Replaced (2017). Large Patio w/Fenced Backyard & Trees!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

8/10
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1984

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Water Heater,Ice Maker,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Jack and Jill Bath,Open Floorplan,Pantry,Primary Bathroom - Tub with Shower
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,635
  • Total interior livable area: 1,321 sqft

Property

Details

  • Parcel number: 1733950010
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Fenced,Back Yard,Full,Wood

Lot

  • Lot size: 3,920 sqft
  • Features: Many Trees
  • Lot size dimensions: 37' by 116'

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$174$2,088
Property Taxes $687$8,244
Electricity $197$2,366
Total$3,176$38,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,891/yr
40% on housing$95,280/yr
45% on housing$84,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 32266$468
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32266$486
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$419,000
2026-06-17Listed for sale$435,000
2022-02-01Listing removed--
2022-01-23Price change$1,950
2022-01-18Price change$1,975
2022-01-12Price change$2,100
2021-12-27Listed for rent$2,200
2021-03-24Listing removed--
2018-11-18Listing removed$1,400
2018-11-14Listed for rent$1,400
2017-11-14Listing removed$1,400
2017-11-08Listed for rent$1,400
2005-03-04Sold$125,000
1997-10-28Sold$50,000

For Sale by Agent

AgentJULIE MILLER
BrokerageINI REALTY

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