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1009 Ridge Rock Rd, Raleigh, NC, 27610

3beds
3baths
1,200sqft
$349,900
$292price/sqft
$2,370/moest. monthly cost
$94,800/yrincome needed

About This Home

NEW CONSTRUCTION! This stylish, 3-bedroom, contemporary home blends comfort and convenience, offering the perfect setting for both everyday living and This one offers the perfect blend of modern design and country charm. Low maintenance vinyl siding, sizable yard, and room for pets and kids to play. Quick access to everywhere in the Triangle. Minutes from shopping, Downtown Raleigh, restaurants, parks, Raleigh Greenway, doctors, and three local hospitals. Don't miss out on this perfect blend of modern living and unbeatable location! Home will feature soft close cabinetry, luxury vinyl plank (LVP) flooring throughout the entire first floor, enhancing both style and functionality. The sunny family room, with lots of windows and 9' ceilings, flows seamlessly into the chef's inspired kitchen. Hurry and make your countertop and color selection! Features list of additional details and energy-saving features forthcoming. Financing options can include: • Up to $65,000 (0% deferred, forgiven over 20 years) • $15,000 fixed, 0% interest, forgiven years 11-15 • Low $0 down for VA • $10,500 plus up to $2,000/year tax credit • The right buyer can receive up to $73,000-$93,000+ in total assistance -- potentially purchasing this home with zero out of pocket. HOA Fees covers: Community upkeep: Landscaping, lawn care, and general maintenance of common areas Management & admin: Management services, accounting, and communication costs Insurance: Coverage for shared community areas Reserves: Funds set aside for future repairs and stormwater maintenance

Getting Around

20
WalkingCar-Dependent
28
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

2/10
Rogers Lane ElementaryGrades PK-51.3 mi
10/10
Carnage MiddleGrades 6-83.7 mi
8/10
South Garner HighGrades 9-127.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition, Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Self Cleaning Oven
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Pantry,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 172316939102000 0503006
  • Zoning: RX-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Rear Porch
  • Fencing: None
  • Has view: Yes

Lot

  • Lot size: 9,147 sqft
  • Features: Level

Parking

  • Parking features: Concrete,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$146$1,752
Property Taxes $255$3,060
Electricity $200$2,405
Total$2,370$28,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,257/yr
40% on housing$71,100/yr
45% on housing$63,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 27610$171
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27610$190
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$349,900
2026-04-02Listing removed$349,900
2025-06-29Listed for sale$349,900
2024-06-14Sold$40,000

New Construction

AgentB C Cooper
BrokerageRE/MAX United

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