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0 Indian Service Rte #113, Pinehill, NM, 87357

--beds
--baths
--sqft
$800,000
--price/sqft
$4,946/moest. monthly cost
$197,840/yrincome needed

About This Home

Elk Crossing Ranch, located in McKinley County, New Mexico, spans 640± deeded acres of well-designed hunting terrain. The property offers a mix of native meadows, strategically planted rye grass food plots making up 80-100 acres, and Pinion/Juniper bedding areas, providing reliable habitat for elk, mule deer, antelope, and other game species. A solar-powered water well and drinker ensure year-round water availability, supporting consistent wildlife activity. Positioned in Game Management Unit 12, known for producing record-breaking bull elk exceeding 420 points, the ranch has historically received one mature bull tag annually, along with over-the-counter tags for mule deer, Merriam turkeys, black bear, and mountain lion. Its strategic layout and established infrastructure, including fencing and accessible food plots, make it an excellent option for dedicated hunters or land managers. Elk Crossing Ranch is designed for year-round accessibility, with its mild four-season climate and elevation of 6,400± feet. Winter migration brings increased game activity as wildlife moves to lower elevations, enhancing the property’s appeal to sportsmen. It also offers flexibility for development, with sites ideal for modular or manufactured homes and sufficient space for travel trailers or fifth-wheel setups. The property maintains agricultural tax status, keeping annual operating costs minimal while enhancing wildlife sustainability. With its exceptional location, established improvements, and consistent game activity, Elk Crossing Ranch presents an excellent investment opportunity for discerning buyers seeking a hunting property or a long-term asset in New Mexico’s premier hunting region.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Ramah Elementary SchoolGrades PK-511.7 mi
7/10
Ramah High SchoolGrades 6-1210.7 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Recreational,Farm

Property

Details

  • Parcel number: 2092049264264

Features

  • Fencing: Fenced

Lot

  • Lot size: 640 Acres
  • Features: Irregular Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$520$6,240
Property Taxes $233$2,796
Electricity $148$1,780
Total$4,946$59,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,577/yr
40% on housing$148,380/yr
45% on housing$131,893/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 87357$153
McKinley County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 87357$81
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$800,000
2026-02-24Price change$900,000
2025-01-24Listed for sale$999,000

For Sale by Agent

AgentDan Murphy
BrokerageM4 Ranch Group

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