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317 SUNRISE Circle, Neptune Beach, FL, 32266

2beds
3baths
1,396sqft
$435,000
$312price/sqft
$3,164/moest. monthly cost
$126,560/yrincome needed

About This Home

Living is wonderfully easy in the coastal townhome community of Summer Sands, located just one mile from the ocean in Neptune Beach. Nestled in a vibrant, multi-generational neighborhood that effortlessly blends a lively community spirit with a relaxed pace, this home allures you with a beautifully remodeled kitchen, a cozy wood-burning fireplace, and gleaming hardwood floors throughout. The smart, flexible layout features two large bedrooms with private ensuite baths, offering a highly versatile setup perfect for hosting family and long-term guests. For seamless indoor-outdoor enjoyment, French doors lead out to the cozy patio then continues to the backyard, a perfect space for entertaining friends. Excellent community amenities include a pool and a storage lot, but the true highlights are the short stroll to Brewhound dog park, Pickleball at Jarboe park, yoga studios, and local restaurants. This is an affordable coastal lifestyle you can live with--and truly love.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

8/10
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Nook,Eat-in Kitchen,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,396 sqft

Property

Details

  • Parcel number: 1780774054
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Fire Pit
  • Fencing: Back Yard

Lot

  • Lot size: 2,178 sqft
  • Features: Dead End Street

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$181$2,172
Property Taxes $587$7,044
Electricity $197$2,366
Total$3,164$37,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,480/yr
40% on housing$94,920/yr
45% on housing$84,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 32266$467
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32266$486
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$435,000
2026-06-19Listed for sale$440,000
2022-09-26Sold$450,000
2022-09-21Pending sale$465,000
2022-08-23Contingent$465,000
2022-08-21Listing removed--
2022-08-19Listed for rent$2,970
2022-07-28Listed for sale$465,000
2020-04-23Sold$295,000
2020-03-15Pending sale$295,000
2020-03-13Listed for sale$295,000
2014-06-11Sold$175,000
2014-03-11Listed for sale$180,000
2013-07-06Listing removed$1,300
2013-07-03Listed for rent$1,300
2012-11-11Listing removed$1,300
2012-10-13Price change$1,300
2012-09-13Listed for rent$1,350
2012-06-07Listing removed$1,350
2012-05-17Listed for rent$1,350
2010-05-28Sold$150,000
2010-03-25Price change$169,900
2010-02-06Price change$174,900
2009-10-25Listed for sale$179,900

For Sale by Agent

AgentMARCY REINDL
BrokerageCOMPASS FLORIDA LLC

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