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21131 Striper Run Rock, Hall, MD, 21661

3beds
3baths
1,626sqft
$364,900
$224price/sqft
$2,571/moest. monthly cost
$102,840/yrincome needed

About This Home

New construction duplex in desirable Waterman’s Estates! Move-in ready 3BR, 2.5BA home with quality finishes throughout including luxury vinyl plank flooring on both levels, quartz countertops, and stainless steel appliances. Open-concept first floor offers spacious living, dining, and kitchen areas, plus powder room and separate laundry room. Upstairs features a primary suite with walk-in closet and private bath, two additional bedrooms, and full hall bath. Large 7’ x 23’ storage room with overhead door provides excellent storage for bikes, tools, and recreational equipment. Rear concrete patio and 6’ vinyl privacy fence included. Located in the heart of Rock Hall with easy walkability or bike access to restaurants, marinas, shops, festivals, and waterfront attractions. Last duplex available on Striper Run. Easy to show.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
2/10
Kent County Middle SchoolGrades 6-811.0 mi
5/10
Kent County High SchoolGrades 9-1212.9 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Green Diamond Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Energy Efficient Appliances,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Bathroom2

  • Features: Flooring - Vinyl
  • Level: Upper

Bedroom2

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Upper

Bedroom3

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Features

  • Bathroom - Walk-In Shower,Combination Dining/Living,Dining Area,Open Floorplan,Recessed Lighting,Dry Wall
  • Window features: Double Hung,Energy Efficient
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,626

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,786
  • Total interior livable area: 1,626 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Laundry

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Living Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Primary Bathroom

  • Features: Bathroom - Walk-In Shower,Flooring - Vinyl,Walk-In Closet(s)
  • Level: Upper

Primary Bedroom

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Upper

Storage Room

  • Features: Flooring - Concrete
  • Level: Main

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 1505028795
  • Attached to another structure: Yes
  • Zoning: R3
  • Zoning description: 216
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 6,681 sqft

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Drought
Hurricane
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$166$1,992
Property Taxes $279$3,348
Electricity $281$3,374
Total$2,571$30,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,148/yr
40% on housing$77,130/yr
45% on housing$68,560/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 21661$175
Kent County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 21661
Kent County$226

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-28Listed for sale$364,900
2023-11-17Sold$20,000
2023-11-03Pending sale$22,000
2023-10-17Contingent$22,000
2022-10-22Listed for sale$22,000
2022-06-25Pending sale$22,000

New Construction

AgentCindy Genther
BrokerageRock Hall Properties Real Estate

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