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8502 Punta Lora, Pensacola, FL, 32514

6beds
4baths
4,501sqft
$825,000
$183price/sqft
$6,074/moest. monthly cost
$242,960/yrincome needed

About This Home

Just Reduced! Don't Miss This Opportunity - Only $183/SqFt! Welcome to 8502 Punta Lora, nestled in the beautiful Lora Point neighborhood. This expansive 4,501 square foot executive-style home offers the perfect blend of space, comfort, and scenic beauty. Originally designed as a 4-bedroom, 4-bath home and thoughtfully converted into a 6-bedroom layout. Adding to the home’s versatility is a private upstairs guest suite situated above its own separate staircase, offering an ideal setup for guests, extended family, or added privacy. Positioned on a generous .43-acre lot, the home captures beautiful bay views from multiple vantage points, including the impressive upstairs primary suite featuring a private office/sitting area surrounded by oversized hurricane-resistant windows that flood the space with natural light. From the moment you enter, you are welcomed by a grand foyer with high ceilings and a mix of bamboo wood, hardwood, and tile flooring throughout. The gourmet kitchen is designed for both everyday living and entertaining, offering abundant counter space, recessed lighting, extensive cabinetry, and seamless access to the oversized laundry and utility area complete with additional appliance space and a secondary range oven setup. Car enthusiasts, hobbyists, or anyone needing extra storage will appreciate the oversized 3+ car garage with ample workshop space and a built-in Tesla charging station. Outside, the backyard is built for gatherings and recreation with a large all-brick patio, half-court basketball court, and spacious powered workshop/storage shed. Additional highlights include fresh interior paint throughout much of the home, two high-end HVAC systems, a new water heater installed in 2023, select bathroom updates, and a versatile floor plan offering endless possibilities for modern living. Opportunities like this are few and far between - schedule your showing today!

Getting Around

4
WalkingCar-Dependent
17
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

4/10
Ferry Pass Middle SchoolGrades 6-81.8 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dryer,Washer,Wine Cooler,Built In Microwave,Dishwasher,Disposal,Refrigerator,Self Cleaning Oven
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: Second
  • Area: 161

Bedroom1

  • Level: Second
  • Area: 271.8333

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Area: 169

Features

  • Storage,Baseboards,Ceiling Fan(s),Crown Molding,High Ceilings,High Speed Internet,Recessed Lighting,Vaulted Ceiling(s),Wet Bar
  • Door features: Insulated Doors,Storm Door(s)
  • Window features: Double Pane Windows,Storm Window(s),Blinds,Drapes,Skylight(s),Shutters,Impact Resistant Windows
  • Flooring: Bamboo,Hardwood,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Multi Units,Heat Pump,Central,Fireplace(s)
  • Cooling features: Multi Units,Heat Pump,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,501
  • Total interior livable area: 4,501 sqft

Kitchen

  • Level: First
  • Area: 425.9167

Living Room

  • Level: First
  • Area: 308

Master Bedroom

  • Level: Second
  • Area: 304

Property

Details

  • Parcel number: 051s290950015002
  • Zoning description: Deed Restrictions,Res Single

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Barbecue,Fire Pit,Lawn Pump,Rain Gutters
  • Fencing: Back Yard,Full
  • Has view: Yes
  • View description: Bay,Water
  • Has water view: Yes
  • Water view: Bay, Water

Lot

  • Lot size: 0.43 Acres
  • Features: Central Access,Cul-De-Sac,Interior Lot,Sprinkler

Parking

  • Total spaces: 3
  • Parking features: 3 Car Garage,Oversized,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$1,084$13,008
Property Taxes $367$4,404
Electricity $452$5,435
Total$6,074$72,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,251/yr
40% on housing$182,220/yr
45% on housing$161,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 32514$146
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32514$169
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$825,000
2026-06-17Price change$849,900
2026-05-23Listed for sale$875,000
2018-03-12Sold$500,000
2018-01-15Price change$525,900
2017-09-29Price change$529,900
2017-07-26Listed for sale$540,000
2010-10-08Sold$400,000
2009-12-03Price change$429,900
2009-10-20Listed for sale$449,900

For Sale by Agent

AgentTristan Oberhausen
BrokerageOBERHAUSEN REALTY

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