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319 Bellwood Ave, Saint Paul, MN, 55117

5beds
4baths
3,669sqft
$649,000
$177price/sqft
$4,657/moest. monthly cost
$186,280/yrincome needed

About This Home

Located just down the street from parks and Edgerton Elementary, this spacious 5-bedroom, 4-bathroom Maplewood home blends everyday comfort with a thoughtfully designed, flexible layout. The main level welcomes you with 18-ft ceilings and walls of windows that fill the home with natural light. The inviting living room, complete with built-ins and a cozy gas fireplace, flows easily into the informal dining area. The kitchen is both stylish and functional, featuring stainless steel appliances, tile backsplash, a center island with seating, walk-in pantry, under-cabinet lighting, and a built-in desk/drop zone. Walkout access leads to the backyard with an accessibility ramp for added ease. Three main-level bedrooms and a nearby full bath with roll-in shower offer great versatility. Upstairs, a loft and bonus room with a sink and cabinetry create the perfect space for hobbies, work, or relaxation. The upper-level private primary suite lives like its own independent retreat, complete with a full kitchen, living and dining area with a fireplace, vaulted ceilings, dual closets, additional walk-in closet with laundry hookups, and a spacious ensuite bath. The lower level expands the living space with a large family room, fifth bedroom, ¾ bath, laundry with utility sink, and excellent storage. Enjoy the beautifully designed outdoor space with a patio, gazebo, water feature, heated 2-car garage, and attached workshop.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Chandelier,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Lower Level,Laundry Room,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Finished,Full

Bedroom

  • Level: Main
  • Area: 187
  • Dimensions: 17 X 11

Bedroom2

  • Level: Main
  • Area: 187
  • Dimensions: 17 X 11

Bedroom3

  • Level: Main
  • Area: 156
  • Dimensions: 13 X 12

Bedroom4

  • Level: Upper
  • Area: 195
  • Dimensions: 15 X 13

Bedroom5

  • Level: Lower
  • Area: 120
  • Dimensions: 12 X 10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 210
  • Dimensions: 15 X 14

Family Room

  • Level: Lower
  • Area: 340
  • Dimensions: 34 X 10

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Finished area below ground: 697
  • Finished area above ground: 2,833

Flex Room

  • Level: Upper
  • Area: 78
  • Dimensions: 13 X 6

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,669
  • Total interior livable area: 3,669 sqft

Kitchen

  • Level: Main
  • Area: 208
  • Dimensions: 16 X 13

Kitchen2Nd

  • Level: Upper
  • Area: 153
  • Dimensions: 17 X 9

Living Room

  • Level: Main
  • Area: 330
  • Dimensions: 22 X 15

Loft

  • Level: Upper
  • Area: 169
  • Dimensions: 13 X 13

Sitting Room

  • Level: Upper
  • Area: 294
  • Dimensions: 21 X 14

Workshop

  • Area: 130
  • Dimensions: 13 X 10

Property

Accessibility

  • Accessibility features: Grab Bars In Bathroom,Accessible Approach with Ramp,Roll-In Shower,Roll Under Accessibility

Details

  • Parcel number: 182922410008
  • Zoning description: Residential-Single Family
  • Foundation area: 1707

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio,Porch
  • Fencing: None

Lot

  • Lot size: 10,062 sqft
  • Features: Irregular Lot
  • Lot size dimensions: 77 x 131

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$424$5,088
Property Taxes $643$7,716
Electricity $309$3,713
Total$4,657$55,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,668/yr
40% on housing$139,710/yr
45% on housing$124,186/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 55117$136
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55117$197
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$750,000

For Sale by Agent

AgentDesrochers Realty Group
BrokerageeXp Realty

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