See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6323 Summer Lakes Ln, Pensacola, FL, 32504

4beds
3baths
2,325sqft
$435,000
$187price/sqft
$4,050/moest. monthly cost
$162,000/yrincome needed

About This Home

Who says you can't have it all? This 4 bed 3 bath beauty serves up space, style and a screened in pool that's practically begging for lazy summer afternoons and weekend cannonball competitions. The split floor plan gives everyone room to spread out, while the spacious living areas are perfect for everything from football watch parties on your 84 inch TV to holiday gathering. Step outside and discover your own private oasis-a screened pool that lets you enjoy the Florida sunshine without becoming a mosquito buffet. Whether your sipping coffee poolside, grilling with your friends, or winding down after a day at the beach, this backyard is ready for memory-making. You're just minutes away from sugar white sand beaches, great dining, shopping, and the coastal charm that makes this area so special. Bring your swimsuits, your floaties, and maybe a few house guest-because once they see this place, they'll want to stay awhile.

Getting Around

40
WalkingCar-Dependent
17
TransitMinimal Transit
43
BikeSomewhat Bikeable

Schools

4/10
Ferry Pass Middle SchoolGrades 6-81.3 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Disposal,Microwave,Refrigerator,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator

Bedroom

  • Level: First
  • Area: 156

Bedroom1

  • Level: First
  • Area: 144

Bedroom2

  • Level: First
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cathedral Ceiling(s)
  • Window features: Blinds,Shutters
  • Flooring: Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,325
  • Total interior livable area: 2,325 sqft

Kitchen

  • Level: First
  • Area: 154

Master Bedroom

  • Level: First
  • Area: 224

Property

Details

  • Parcel number: 101s291005007001
  • Zoning description: City

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Screen Enclosure,Vinyl
  • Patio & porch: Patio
  • Fencing: Back Yard,Full

Lot

  • Lot size: 8,276 sqft
  • Features: Central Access

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$989$11,868
Property Taxes $629$7,548
Electricity $233$2,807
Total$4,050$48,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,857/yr
40% on housing$121,500/yr
45% on housing$108,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 32504$136
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32504$179
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$427,000
2026-07-15Price change$435,000
2026-06-03Listed for sale$445,000
2021-08-31Sold$350,000
2021-02-25Listing removed--
2020-10-12Listing removed$2,500
2020-10-09Listed for rent$2,500
2020-09-12Listing removed$300,000
2020-09-04Listed for sale$300,000
2020-06-23Listing removed$290,000
2020-04-04Price change$290,000
2020-03-06Listed for sale$300,000
2016-03-15Listing removed$244,900
2016-02-17Price change$244,900
2015-12-03Price change$249,000
2015-09-03Listed for sale$254,900
2011-04-26Sold$225,000
2011-01-15Price change$244,600
2010-08-18Listed for sale$249,600
2003-12-31Sold$228,000
1998-04-16Sold$141,500
1995-10-25Sold$137,500

For Sale by Agent

AgentBetsy Tait
BrokerageFathom Realty FL LLC

Similar Homes