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2958 Swan Ln, Pensacola, FL, 32504

4beds
2baths
1,835sqft
$324,900
$177price/sqft
$2,923/moest. monthly cost
$116,920/yrincome needed

About This Home

Located in a well-established neighborhood with easy access to Scenic Heights elementary and Hitzman-Optimist Park, this 4-bedroom brick home offers space, updates, and a setting that feels like home. Whether it’s a morning walk to school or an evening bike ride through the neighborhood, the location supports an easy lifestyle. Inside, the home has been refreshed with luxury vinyl plank flooring throughout, fresh paint, and updated appliances. The layout offers flexibility with both formal living/dining space and a comfortable family room featuring built-in shelving and a wood-burning fireplace. The kitchen and bathrooms retain their original character, offering generous cabinet and counter space and the opportunity to update over time—or simply enjoy as they are. Out back, the home really begins to shine. A large screened porch and additional deck create a natural extension of the living space, overlooking a spacious, fenced yard filled with mature trees. The standout feature is the covered gazebo with a brick fireplace—an inviting spot for gatherings, quiet evenings, or weekend cookouts. With a two-car garage, major system updates including newer roof, an electrical rewire, and a history of thoughtful maintenance, this home offers a solid foundation and room to grow.

Getting Around

53
WalkingSomewhat Walkable
18
TransitMinimal Transit
42
BikeSomewhat Bikeable

Schools

4/10
Ferry Pass Middle SchoolGrades 6-81.6 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1961

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Microwave,Refrigerator
  • Laundry features: W/D Hookups

Bedroom

  • Level: First
  • Area: 144

Bedroom1

  • Level: First
  • Area: 120

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 130

Features

  • Baseboards,Bookcases,Ceiling Fan(s),High Speed Internet
  • Window features: Double Pane Windows,Drapes
  • Flooring: Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,835
  • Total interior livable area: 1,835 sqft

Kitchen

  • Level: First
  • Area: 204

Living Room

  • Level: First
  • Area: 272

Master Bedroom

  • Level: First
  • Area: 195

Property

Details

  • Parcel number: 101s296000003002
  • Zoning description: City,Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Porch,Screened
  • Exterior features: Barbecue,Fire Pit
  • Fencing: Back Yard

Lot

  • Lot size: 0.39 Acres
  • Lot size dimensions: 120 x 140

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$739$8,868
Property Taxes $345$4,140
Electricity $197$2,366
Total$2,923$35,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,217/yr
40% on housing$87,690/yr
45% on housing$77,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 32504$137
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32504$179
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$339,900
2022-07-06Sold$255,000
2022-06-06Listed for sale$260,000
2020-08-20Sold$62,500

For Sale by Agent

AgentAngela Nguyen
BrokerageThe Realty Vault

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