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5226 Waterfront Rd Lot 58, Kerens, TX, 75144

1beds
1baths
399sqft
$209,000
$524price/sqft
$1,800/moest. monthly cost
$72,000/yrincome needed

About This Home

Enjoy lakefront living at its best in this charming tiny home located in the gated Peninsula Point RV & Tiny Home community on Richland Chambers Lake. Situated on a premium waterfront lot just three lots from the boat ramp and clubhouse, this property offers convenience and beautiful lake access. The 5-year-old Travis model by Platinum Cottages features quality construction and a thoughtfully designed interior. Outside, the property includes an upgraded concrete pad, attractive paver driveway, and a walkway leading to your private dock—perfect for fishing, boating, and relaxing by the water. Peninsula Point offers great amenities including a community pool, clubhouse, and boat ramp. Ideal as a weekend lake retreat, vacation rental, or low-maintenance getaway. Rare opportunity to own a lakefront tiny home with private dock on Richland Chambers Lake.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
Kerens SchoolGrades PK-129.3 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Metal
  • Construction materials: Fiber Cement,Radiant Barrier

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Stacked

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen Island,Loft,Open Floorplan
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric,Multi Units,Wall Unit(s)

Interior Area

  • Total interior livable area: 399 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 16 x 12

Master Bedroom

  • Level: First
  • Dimensions: 10 x 8

Property

Details

  • Parcel number: 111778
  • Exclusions: WiFi Router will be removed prior to sale. Any additional personal items (there should not be any) will also be removed prior to sale.

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered
  • Exterior features: Dock
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Front,Waterfront

Lot

  • Lot size: 4,412 sqft
  • Features: Waterfront,Retaining Wall

Parking

  • Parking features: Common,Paver Block

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$324$3,888
Property Taxes $182$2,184
Electricity $238$2,859
Total$1,800$21,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,714/yr
40% on housing$54,000/yr
45% on housing$48,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$524This listing

vs Other Active Listings

Avg $/sqft

ZIP 75144$374
Navarro County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 75144$131
Navarro County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$209,000
2026-01-05Listing removed$240,000
2025-05-22Price change$240,000
2025-03-07Price change$255,000
2025-01-26Listed for sale$265,000

For Sale by Agent

AgentJerry Tompkins
BrokerageAmalavita Realty, LLC

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