See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20165 NE 39th Pl #303 & 204, Miami, FL, 33180

4beds
5baths
2,950sqft
$1,775,000
$602price/sqft
$11,843/moest. monthly cost
$473,720/yrincome needed

About This Home

Rare Luxury Opportunity: $200K Plus Assessment WILL BE PAID IN FULL by Seller Experience elevated waterfront living in the prestigious, guard-gated enclave of Porto Vita. This sophisticated residence in Bella Vista North combines expansive square footage with a rare, versatile floor plan. Unique to this home is a private 270 sq. ft. studio (Unit #204)—featuring its own kitchen and full bath, accessible via a spiral staircase—perfect for a private office, staff quarters, or a guest suite, and an oversized Terrace The Residence: Direct Elevator Entry: Step directly into a light-filled living space adorned with high-end finishes. Dual Exposure: Enjoy the best of both worlds with two sprawling terraces positioned to capture both serene sunrises and golden sunsets over the Intracoastal and Golden Beach. Bedrooms: 3 Bedrooms plus housekeeper/playroom or office quarters + 4.5 luxury bathrooms. Extras: Includes two assigned parking spaces and additional storage. The Value: The seller is paying the $200,000+ assessment in full, granting the new owner immediate equity in a building transformation. Upgrades include a $2M designer lobby and comprehensive enhancements to bring the entire midrise to the highest modern standards.

Getting Around

21
WalkingCar-Dependent
35
TransitSome Transit
54
BikeBikeable

Schools

8/10
5/10

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Condo
  • Architectural style: Split Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Gas Range,Refrigerator,Self Cleaning Oven,Oven,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Elevator,Entrance Foyer,Volume Ceilings,Walk-In Closet(s),Storage
  • Window features: Hurricane Shutters
  • Flooring: Ceramic Tile,Marble,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,950
  • Total interior livable area: 2,950 sqft

Property

Details

  • Parcel number: 2812350760250
  • Attached to another structure: Yes

Features

  • Levels: Split Level
  • Entry location: First Floor Entry,Foyer
  • Private pool: Yes
  • Pool features: Association,Private Pool
  • Exterior features: Balcony
  • Spa features: Community
  • Has view: Yes
  • View description: Intracoastal View,Pool,Tennis Court View
  • Has water view: Yes
  • Water view: Intracoastal View
  • On waterfront: Yes
  • Waterfront features: Intracoastal Front

Lot

  • Features: East Of Us1

Parking

  • Total spaces: 2
  • Parking features: 2 Or More Spaces,Assigned,Valet
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,975$107,700
Home Insurance *$1,374$16,488
Property Taxes $1,198$14,376
Electricity $296$3,562
Total$11,843$142,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$406,045/yr
40% on housing$355,290/yr
45% on housing$315,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$602This listing

vs Other Active Listings

Avg $/sqft

ZIP 33180$401
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33180$570
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-29Listed for rent$15,000
2025-11-23Price change$1,775,000
2025-10-13Listed for sale$1,980,000
2025-09-18Listing removed$1,990,000
2025-08-21Listing removed$15,000
2025-03-14Price change$1,990,000
2025-02-25Listed for rent$15,000
2025-01-17Listed for sale$2,200,000

For Sale by Agent

AgentKaren Matluck PA
BrokerageCompass Florida, LLC

Similar Homes