204 W State St, O'Fallon, IL, 62269
About This Home
LAST REMAINING LUXURY UNIT! Discover the pinnacle of urban living in the heart of Downtown O'Fallon, IL. This stunning, new construction townhouse by the renowned H&L Builders offers a rare opportunity for a walkable lifestyle just one block from the vibrant Vine Street Market, local breweries, and boutiques. The main level features a bright, open-concept floor plan designed for entertaining, anchored by a chef-inspired kitchen with an oversized island, solid surface countertops, a walk-in pantry, and stainless steel appliances. Modern luxury vinyl plank (LVP) flooring flows seamlessly from the family room to the dining area. Upstairs, retreat to the spacious Primary Suite featuring a generous walk-in closet and a spa-like ensuite with dual vanities and a glass-door shower. Two additional guest bedrooms, a full guest bathroom, and a convenient second-floor laundry room complete the upper level. Key Features & Highlights: Prime Location: Steps from the O'Fallon Downtown District’s best dining and shopping. Modern Finishes: Recessed lighting, sleek white cabinetry, and premium LVP flooring. Outdoor Living: Private patio perfect for grilling and a detached 2-car garage. Turn-Key: New construction with a builder warranty for peace of mind. Don't miss the final chance to own in O'Fallon’s most sought-after new community. Schedule your showing today!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
Materials
- Construction materials: Vinyl Siding
Other
- Builder name: H&L
Type & Style
- Home type: Townhouse
- Architectural style: Other
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range
- Laundry features: 2nd Floor
Basement
- Has basement: Yes
- Basement: Other
Bathroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 24
- Dimensions: 8x3
Bathroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Upper
- Area: 60
- Dimensions: 10x6
Bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 120
- Dimensions: 12x10
Bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 120
- Dimensions: 12x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Breakfast Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 144
- Dimensions: 16x9
Family Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 288
- Dimensions: 18x16
Features
- Kitchen/Dining Room Combo,Open Floorplan,Walk-In Closet(s),Breakfast Bar,Kitchen Island,Solid Surface Countertop(s),Double Vanity
- Finished area above ground: 1,600
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 224
- Dimensions: 16x14
Laundry
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Upper
- Area: 24
- Dimensions: 6x4
Primary Bathroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Upper
- Area: 60
- Dimensions: 12x5
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 156
- Dimensions: 13x12
Property
Details
- Special condition: Standard
Features
- Levels: Two
Lot
- Features: Other
- Lot size dimensions: irreg
Parking
- Total spaces: 2
- Parking features: Detached,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Earthquake
- Hail
- Lightning
- Tornado
- Winter Weather
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,681 | $20,172 |
| Home Insurance * | $198 | $2,376 |
| Property Taxes | $507 | $6,084 |
| Electricity | $130 | $1,569 |
| Total | $2,516 | $30,192 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-19 | Price change | $338,800 |
| 2026-01-08 | Price change | $339,900 |
| 2025-04-11 | Price change | $342,500 |
| 2025-01-29 | Listed for sale | $338,800 |
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