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916 Bay Street, Beaufort, SC, 29902

2beds
3baths
16,692sqft
$5,250,000
$315price/sqft
$33,793/moest. monthly cost
$1,351,720/yrincome needed

About This Home

A rare redevelopment opportunity in the heart of downtown Beaufort, 916 Bay Street rises beside Waterfront Park with miles of uninterrupted views along the Intracoastal Waterway. Over 16,000 square feet of usable space spans five floors, plus a 5,000-square-foot rooftop--ideal for a boutique hotel, an art gallery, restaurant, luxury residences, retail, or a mixture of all. The top floor has been built out into an exceptional penthouse overlooking the ICW and Bay Street. Porches and patios overlook both the water front and Bay Street. An exceptional and unique property. Designed by architect Jim Thomas of Thomas & Denzinger, this Brutalist landmark is engineered to withstand hurricanes, floods, and fire. Exposed cast-in-place concrete bears the imprint of cypress formwork, and vaulted ceilings add drama throughout. Floor-to-ceiling glass frames sweeping views of the waterway, park, and marina. Construction includes steel-reinforced concrete walls, vertical and horizontal chases for easy MEP modifications, non-structural interiors for seamless customization, a private elevator, and gated covered parking. The marina sits 400 feet away; downtown shopping and dining are at your doorstep. More than a building, it's a chance to reimagine a cornerstone of Beaufort's historic district. This material is based upon information, which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete, and it should not be relied upon as such.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
7/10
Beaufort Middle SchoolGrades 6-82.3 mi
4/10
Battery Creek High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1978

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer,Wine Cooler,Wine Refrigerator

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Slate

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 16,692
  • Total interior livable area: 16,692 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: R12000400009190000
  • Zoning description: Residential/Commercial

Features

  • Levels: Three Or More
  • Patio & porch: Covered Patio,Patio,Porch
  • Exterior features: Rain Gutters
  • On waterfront: Yes

Lot

  • Lot size: 6,098 sqft

Parking

  • Parking features: Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Earthquake
Ice Storm
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $26,546$318,552
Home Insurance *$3,455$41,460
Property Taxes $2,187$26,244
Electricity $1,605$19,261
Total$33,793$405,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,158,617/yr
40% on housing$1,013,790/yr
45% on housing$901,146/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 29902$283
Beaufort County$383

vs Homes Sold Last Month

Median $/sqft

ZIP 29902$264
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$5,250,000
2026-05-04Listing removed$6,500,000
2026-01-20Listed for sale$6,500,000
2025-11-19Listing removed--
2025-11-07Listed for sale$6,500,000
2025-10-17Listing removed$6,750,000
2025-07-30Price change$6,750,000
2025-07-09Price change$7,500,000
2025-02-14Listed for sale$7,750,000

For Sale by Agent

AgentEdward Dukes
BrokerageLowcountry Real Estate

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