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110 N Main St, Chambersburg, IL, 62323

0beds
1baths
3,144sqft
$15,000
$5price/sqft
$363/moest. monthly cost
$14,520/yrincome needed

About This Home

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Construction

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0

Great Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 1500
  • Dimensions: 30X50

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total interior livable area: 3,144 sqft

Kitchen

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 720
  • Dimensions: 30X24

Loft

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 1500
  • Dimensions: 30X50

Property

Details

  • Parcel number: 3203608
  • Zoning: SINGL

Features

  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 39X120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Heat Wave
Lightning
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $75$900
Home Insurance *$30$360
Property Taxes $17$204
Electricity $241$2,901
Total$363$4,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,445/yr
40% on housing$10,890/yr
45% on housing$9,680/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$5This listing

vs Other Active Listings

Avg $/sqft

ZIP 62323
Pike County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 62323
Pike County$67

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-28Listed for sale$15,000

For Sale by Agent

AgentDaniel Dolbeare
BrokerageZanger & Associates, Inc., REALTORS

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