630 Spencer Ave, Pensacola, FL, 32514
About This Home
Updated metal roof and new flooring on this very affordable, very well located 28x78 manufactured Cavalier home! Split floor plan is very functional. Great room has corner fireplace. Kitchen has island, farmhouse sink and lots of cabinetry. Dining area has exposed beam. Two bedrooms share a Jack and Jill bath. Primary suite has an amazing bath with walk in shower and walk in closet plus a garden tub, double sinks and built in cabinets. Storage shed conveys and the rear yard and front yard benefit from the shade of mature oak trees. Brick mail box. Conventional or Owner financing preferred.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2016
Materials
- Foundation: Off Grade
- Roof: Gable,Metal
- Construction materials: Frame
Type & Style
- Home type: MobileManufactured
- Architectural style: Contemporary
Interior
Appliances
- Appliances included: Electric Water Heater,Dishwasher
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s)
- Door features: Storm Door(s)
- Window features: Blinds
- Flooring: Vinyl,Carpet
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,184
- Total interior livable area: 2,184 sqft
Kitchen
- Level: First
- Area: 120
Master Bedroom
- Level: First
- Area: 234
Property
Details
- Parcel number: 121s307000025004
- Zoning description: County
- Special condition: In Foreclosure,Foreclosed
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Porch
- Fencing: Partial
- Frontage length: Water Frontage(0)
Lot
- Lot size: 0.25 Acres
- Features: Interior Lot
- Lot size dimensions: 75x150
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Heat Wave
- Cold Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Escambia County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $934 | $11,208 |
| Home Insurance * | $243 | $2,916 |
| Property Taxes | $220 | $2,640 |
| Electricity | $219 | $2,637 |
| Total | $1,616 | $19,392 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-10 | Sold | $75,900 |
View on Zillow