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8138 Treetop Ln, Pensacola, FL, 32514

2beds
2baths
1,078sqft
$233,000
$216price/sqft
$1,932/moest. monthly cost
$77,280/yrincome needed

About This Home

Modernized Patio Home with 2022 Major Updates! Welcome to your sanctuary in Treetop Village. Situated on a quiet cul-de-sac off Olive Rd, this 2-bedroom, 2-bath beauty is the definition of move-in ready. The major updates are complete: a new roof, HVAC, and water heater (all installed in 2022). Inside, the wide-open floor plan is bathed in natural light and anchored by impressive vaulted ceilings. The 2021 remodeled kitchen features granite countertops, a tile backsplash, and a breakfast bar perfect for morning coffee. Both bedrooms serve as private retreats, featuring walk-in closets and adjoining, upgraded bathrooms with granite countertops. Step outside to your patio and side courtyard, shaded by majestic oaks. With a 1-car garage and an extra-wide driveway, parking is never an issue. Bonus: The HOA maintains the front lawn! What are you waiting for? Make your appointment to view today!

Getting Around

35
WalkingCar-Dependent
17
TransitMinimal Transit
58
BikeBikeable

Schools

7/10
4/10
Ferry Pass Middle SchoolGrades 6-80.1 mi
2/10
Pine Forest High SchoolGrades 9-125.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Disposal,Refrigerator
  • Laundry features: Inside

Bedroom

  • Level: First
  • Area: 131.3

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Blinds
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,078
  • Total interior livable area: 1,078 sqft

Kitchen

  • Level: First
  • Area: 106

Living Room

  • Level: First
  • Area: 238.7

Master Bedroom

  • Level: First
  • Area: 180.7

Property

Details

  • Parcel number: 171s301500010002
  • Attached to another structure: Yes
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Back Yard,Privacy

Lot

  • Lot size: 4,356 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 35x127

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,178$14,136
Home Insurance *$306$3,672
Property Taxes $251$3,012
Electricity $197$2,366
Total$1,932$23,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,240/yr
40% on housing$57,960/yr
45% on housing$51,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 32514$148
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32514$169
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Price change$233,000
2026-06-11Price change$236,500
2026-05-16Listed for sale$240,000
2022-05-27Sold$240,000
2022-03-24Listed for sale$199,990
2019-02-01Sold$115,000
2018-12-22Listed for sale$109,500
2014-12-16Listing removed$900
2014-11-13Listed for rent$900
2005-06-30Sold$120,000

For Sale by Agent

AgentStacy Rodgers
BrokerageKELLER WILLIAMS REALTY GULF COAST

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