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8320 Binkley St, Pensacola, FL, 32514

3beds
1baths
1,006sqft
$198,500
$197price/sqft
$1,655/moest. monthly cost
$66,200/yrincome needed

About This Home

Remodeled 3 Bedroom home on a beautiful .53 acre lot. Roof and AC less than 7 years old with new plumbing less than 2 years old. If you choose to use it for investment property instead of your very own Home, the lot is zoned Multi-Family <=9. Screened in porch, off street parking. Blocks away from West FL Hospital and close to shopping and UWF. Mobile home on the lot was recently occupied with monthly rent of $800, but has no value from appraisal perspective if buyer seeking mortgage, rather than cash purchase. Home was previously rented for $1295 per month for total monthly rental income of $2,095.

Getting Around

40
WalkingCar-Dependent
23
TransitMinimal Transit
54
BikeBikeable

Schools

7/10
4/10
Ferry Pass Middle SchoolGrades 6-80.9 mi
2/10
Pine Forest High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1949

Materials

  • Foundation: Off Grade
  • Roof: Gable
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom

  • Level: First
  • Area: 20567

Bedroom1

  • Level: First
  • Area: 13680

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,006
  • Total interior livable area: 1,006 sqft

Kitchen

  • Level: First
  • Area: 21600

Living Room

  • Level: First
  • Area: 33214.5

Property

Details

  • Parcel number: 171s302101000033
  • Zoning description: Res Multi

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.53 Acres

Parking

  • Parking features: Front Entrance

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,003$12,036
Home Insurance *$260$3,120
Property Taxes $195$2,340
Electricity $197$2,366
Total$1,655$19,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,742/yr
40% on housing$49,650/yr
45% on housing$44,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 32514$148
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32514$169
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$188,500
2026-05-28Listed for sale$198,500
2025-06-27Listing removed$1,295
2025-06-24Listed for rent$1,295
2025-06-24Listing removed$194,500
2025-06-13Price change$194,500
2025-04-17Listed for sale$199,500
2025-03-15Listing removed$199,500
2024-07-24Listed for sale$199,500
2023-10-15Listing removed--
2023-10-11Listed for rent$1,195

For Sale by Agent

AgentDonna Luebbers
BrokerageReal Estate Resources FL LLC

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