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401 Kelson Rd, Pensacola, FL, 32514

3beds
2baths
1,250sqft
$195,000
$156price/sqft
$1,490/moest. monthly cost
$59,600/yrincome needed

About This Home

Welcome to 401 Kelson Rd! This charming 3-bedroom, 1.5-bath home is tucked away on a quiet street and offers a warm, inviting layout with plenty of space to make your own. The front door welcomes you into the main living area, while the side entrance opens to a versatile bonus room, perfect for a home office, playroom, media room, or cozy sitting area. Enjoy spacious bedrooms, a large backyard with endless possibilities, and a covered carport for added convenience. Conveniently located near shopping, dining, UWF, hospitals, and I-10, this home offers comfort, flexibility, and a location that's hard to beat. Come see everything 401 Kelson Rd has to offer!

Getting Around

12
WalkingCar-Dependent
24
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

2/10
Ensley Elementary SchoolGrades PK-50.2 mi
4/10
Ferry Pass Middle SchoolGrades 6-83.2 mi
2/10
Pine Forest High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1961

Materials

  • Foundation: Off Grade
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bathroom

  • Level: First
  • Area: 30

Bedroom

  • Level: First
  • Area: 99

Bedroom1

  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 171

Features

  • Flooring: Hardwood,Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Kitchen

  • Level: First
  • Area: 136

Living Room

  • Level: First
  • Area: 225

Master Bedroom

  • Level: First
  • Area: 132

Property

Details

  • Parcel number: 211s302101013023
  • Zoning description: County,Res Single
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.37 Acres
  • Features: Central Access,Interior Lot

Parking

  • Total spaces: 1
  • Parking features: Carport,Covered
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$256$3,072
Property Taxes $51$612
Electricity $197$2,366
Total$1,490$17,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,085/yr
40% on housing$44,700/yr
45% on housing$39,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 32514$148
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32514$169
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$195,000
2008-02-29Sold$103,000
2007-11-12Listed for sale$117,000

For Sale by Agent

AgentFaith Jones
BrokerageOctavius Real Estate

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