




406 Twin Lakes Dr, Pensacola, FL, 32504
About This Home
Located in an established Pensacola neighborhood, This LAKEFRONT POOL home presents an excellent value-add opportunity for investors or rehabbers looking to transform a spacious home into a desirable primary residence or rental property. The home features a functional floor plan with multiple living areas, a dedicated office/sunroom, an attached garage, and an open kitchen overlooking the main living space. A standout feature is the private in-ground pool, offering tremendous potential to create an inviting outdoor entertaining area and significantly increase the home's appeal after renovation. Large windows provide abundant natural light, and the flexible layout allows for modern updates and improved functionality. With the right renovations, this property has strong potential to deliver an attractive return in a well-established area with consistent buyer demand.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1985
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,611
- Total interior livable area: 2,611 sqft
Kitchen
- Level: First
- Area: 108
Living Room
- Level: First
- Area: 252
Master Bedroom
- Level: First
- Area: 120
Property
Details
- Parcel number: 291s301200014001
- Zoning description: Res Single
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: In Ground
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake
Lot
- Lot size: 0.37 Acres
Parking
- Total spaces: 2
- Parking features: 2 Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Heat Wave
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Escambia County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,365 | $16,380 |
| Home Insurance * | $614 | $7,368 |
| Property Taxes | $150 | $1,800 |
| Electricity | $262 | $3,153 |
| Total | $2,391 | $28,692 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $269,990 |
| 2026-07-21 | Price change | $279,990 |
| 2026-07-11 | Listed for sale | $289,990 |
| 2018-01-22 | Sold | $125,000 |
