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2078 Downing Dr, Pensacola, FL, 32505

3beds
2baths
2,152sqft
$449,000
$209price/sqft
$3,933/moest. monthly cost
$157,320/yrincome needed

About This Home

Welcome to this beautifully maintained solid brick home, perfectly situated on a desirable corner lot in Marcus Pointe golf course community. This exceptional home offers the perfect combination of quality craftsmanship, thoughtful design, and Florida lifestyle living. Move-in ready and beautifully maintained, it's an incredible opportunity to enjoy comfortable living in one of the area's most desirable golf course communities. Offering exceptional curb appeal with mature landscaping, a white vinyl privacy fence, and a spacious two-car garage, this home combines timeless quality with everyday comfort. Step inside to discover an open, inviting floor plan featuring tile flooring throughout the main living areas, with comfortable carpeting in the bedrooms and tile in the laundry room. The spacious kitchen is designed for both everyday living and entertaining, showcasing solid surface countertops, wood cabinetry, stainless steel appliances, a gas range, and a large pantry. The expansive family room is the heart of the home, complete with a cozy gas fireplace and plenty of space for gatherings. French doors lead to a bright and airy Florida room, perfect as a home office, hobby room, or additional living space overlooking the private backyard. The luxurious owner's suite offers a peaceful retreat with a large walk-in closet and an elegant  bathroom featuring dual vanities with wood cabinetry and a spacious walk-in shower with stylish barn-style glass doors. Two generously sized guest bedrooms share a well-appointed bathroom, while a large linen closet and additional storage closet provide plenty of storage throughout the home. Step outside to your own backyard oasis featuring mature landscaping, a white vinyl privacy fence, a beautiful wood deck, and a relaxing Jacuzzi—ideal for entertaining or unwinding after a day on the golf course. New Roof in 2020/ AC 2016.

Getting Around

5
WalkingCar-Dependent
7
TransitMinimal Transit
16
BikeSomewhat Bikeable

Schools

3/10
2/10
Bellview Middle SchoolGrades 6-81.9 mi
2/10
Pine Forest High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Disposal,Refrigerator
  • Laundry features: Inside,W/D Hookups,Common Area

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bookcases,Ceiling Fan(s)
  • Door features: Insulated Doors
  • Window features: Blinds,Shutters
  • Flooring: Hardwood,Tile,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,152
  • Total interior livable area: 2,152 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 391s300100029010
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Private,Heated,Community
  • Fencing: Back Yard

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$931$11,172
Property Taxes $516$6,192
Electricity $216$2,598
Total$3,933$47,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,845/yr
40% on housing$117,990/yr
45% on housing$104,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 32505$94
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32505$146
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$449,000
2025-08-01Sold$420,000
2025-08-01Pending sale$435,000
2025-06-29Contingent$435,000
2025-05-09Price change$435,000
2025-04-25Listed for sale$449,000
2023-06-05Sold$420,000
2023-05-04Contingent$420,000
2023-05-02Listed for sale$420,000
2015-03-20Sold$169,000
2015-01-19Listed for sale$189,900
2005-03-31Sold$251,000

For Sale by Agent

AgentJeanine Miller
BrokerageCentury 21 BE3

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