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1021 Oak St SW, Atlanta, GA, 30310

3beds
4baths
--sqft
$699,999
--price/sqft
$4,725/moest. monthly cost
$189,000/yrincome needed

About This Home

Welcome to a rare investment opportunity in the heart of Atlanta’s Historic West End! This charming quadruplex at 1021 Oak St SW offers the perfect blend of character, location, and income-producing potential—ideal for both seasoned investors and those looking to break into the multifamily space. Nestled within the renowned West End Historic District, this property features four thoughtfully laid-out units, including three 1-bedroom, 1-bath residences and one studio unit—providing a versatile rental mix to maximize occupancy and cash flow. Whether you’re considering long-term tenants, student housing, or short-term rental strategies, the possibilities here are substantial. Location is everything—and this property delivers. Positioned less than a mile from the Atlanta BeltLine Westside Trail, residents can enjoy easy access to one of the city’s most vibrant corridors for walking, biking, dining, and entertainment. You’re also just minutes from Atlanta’s prestigious HBCUs, including Morehouse College, Clark Atlanta University, and Spelman College—making this an attractive option for student and faculty housing. Commuting is effortless with close proximity to major highways and just a short drive to Hartsfield–Jackson Atlanta International Airport, one of the busiest airports in the world. Additionally, the property is located within an Opportunity Zone, presenting potential tax advantages for savvy investors looking to grow and defer capital gains (buyer to verify and consult with a tax professional). This is more than just a property—it’s a chance to own a piece of Atlanta history while capitalizing on the city’s continued growth and revitalization. With strong rental potential, an unbeatable location, and endless upside, 1021 Oak St SW is an opportunity you don’t want to miss.

Getting Around

81
WalkingVery Walkable
61
TransitGood Transit
55
BikeBikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1910

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex,Residential Income

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4

Features

  • Window features: None
  • Flooring: Hardwood,Luxury Vinyl

Heating & Cooling

  • Heating features: Hot Water,Natural Gas,Separate Meters
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Separate Meters

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 14 011700060658

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: No Dock
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 5,458 sqft
  • Features: Private

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$448$5,376
Property Taxes $519$6,228
Electricity $219$2,637
Total$4,725$56,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,000/yr
40% on housing$141,750/yr
45% on housing$126,000/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30310$138
Fulton County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 30310$181
Fulton County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$699,999
2025-09-01Listing removed$775,000
2025-07-15Price change$775,000
2025-05-23Price change$800,000
2025-04-22Price change$760,000
2025-04-03Listed for sale$800,000

For Sale by Agent

AgentDevante Smith
BrokerageKeller Wms Re Atl Midtown

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