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926 Lucerne Ave, Pensacola, FL, 32505

3beds
1baths
1,500sqft
$125,000
$83price/sqft
$1,226/moest. monthly cost
$49,040/yrincome needed

About This Home

Great canvas for you to finish. This has been a rental for 9 years. Most of the house has been redone. The primary bedroom was two rooms combined, so it is oversized with a large walk-through closet. Come finish this house and have a great rental or a great primary residence.

Getting Around

36
WalkingCar-Dependent
22
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

5/10
2/10
Bellview Middle SchoolGrades 6-82.4 mi
4/10
Pensacola High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1959

Materials

  • Foundation: Slab
  • Roof: Gable,Hip
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom

  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Living Room

  • Level: First
  • Area: 150

Master Bedroom

  • Level: First
  • Area: 165

Property

Details

  • Parcel number: 461s301100035002
  • Zoning description: Res Single
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8,276 sqft
  • Features: Interior Lot

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$259$3,108
Property Taxes $138$1,656
Electricity $197$2,366
Total$1,226$14,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,034/yr
40% on housing$36,780/yr
45% on housing$32,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 32505$98
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32505$146
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-14Listed for sale$125,000
2017-08-25Sold$30,000
2017-06-19Sold$161,000
2017-05-01Listed for sale$37,900
2001-05-10Sold$47,000

For Sale by Agent

AgentTim Ekelund
BrokerageLPT Realty

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