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172 W Madison Ave, Dumont, NJ, 07628

--beds
--baths
--sqft
$999,900
--price/sqft
$7,061/moest. monthly cost
$282,440/yrincome needed

About This Home

Fantastic opportunity for an investor or an owner-occupant. Rarely available mixed-use building in turnkey condition (NEW ROOF to be installed). Featuring a commercial storefront with floor-to-ceiling glass exposure and half bathroom, two very spacious one-bedroom apartments w/ private entrances, and an oversized detached garage w/ ductless unit and half bathroom. Utilities are on three separate meters and all four units have new ductless systems for AC and supplementary heat. Fully fenced property. Listed by Michael Doto and Eric Wein (Mike: 516-924-3642 / Eric: 201-410-1556).

Getting Around

79
WalkingVery Walkable
51
TransitGood Transit
50
BikeBikeable

Schools

6/10
7/10
Dumont High SchoolGrades 9-120.3 mi

Construction

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$238$2,856
Property Taxes $1,574$18,888
Electricity $193$2,318
Total$7,061$84,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$242,091/yr
40% on housing$211,830/yr
45% on housing$188,293/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07628$382
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07628$397
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-19Listed for sale$999,900

For Sale by Agent

AgentMichael Doto
BrokerageWein Agency Real Estate

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