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1284 20th Rd, Naponee, NE, 68960

6beds
2baths
3,168sqft
$110,000
$35price/sqft
$942/moest. monthly cost
$37,680/yrincome needed

About This Home

? "Incredible opportunity to create your dream space on this diamond-in-the-rough 2-acre property! Full of character and endless potential, this blank slate is ready for your vision to bring it to life. Buyers will need to finish the house including septic, well, HVAC, electrical, etc. Does have new roof, new windows, some doors, and LP smart siding ready to paint! Renee' at 308-470-0104

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Franklin Elementary SchoolGrades PK-511.6 mi
5/10
FRANKLIN MIDDLE SCHOOLGrades 6-811.6 mi
5/10
Franklin Secondary SchoolGrades 9-1211.6 mi

Construction

Condition

  • Property condition: 61+
  • Year built: 1900

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Acreage

Interior

Appliances

  • Appliances included: None
  • Laundry features: In Basement

Basement

  • Area: 1584

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 3,168

Interior Area

  • Total structure area: 3,168
  • Total interior livable area: 3,168 sqft

Property

Features

  • Levels: Two
  • Waterfront features: None
  • Living area range: 2001-2300

Lot

  • Lot size: 2 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Winter Weather
Drought
Tornado
Inland Flooding
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance $116$1,392
Property Taxes $75$900
Electricity $195$2,346
Total$942$11,304

Income You'd Need if You Spent...

35% on housing$32,297/yr
40% on housing$28,260/yr
45% on housing$25,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$35This listing

vs Other Active Listings

Avg $/sqft

ZIP 68960
Franklin County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 68960
Franklin County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-06Price change$110,000
2026-02-04Listed for sale$135,000
2026-01-18Listing removed$135,000
2025-10-14Price change$135,000
2025-03-17Price change$160,000
2025-01-28Listed for sale$170,000

For Sale by Agent

AgentRenee Schnuerle
BrokerageCountry Road Realty

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