146 Towne Centre Dr, Urbana, IA, 52345
About This Home
Discover this beautifully custom-built 2022 one-level home offering 1,584 finished square feet of thoughtfully designed living space. The open floor plan is highlighted by a stunning vaulted ceiling, creating an airy and inviting atmosphere perfect for both everyday living and entertaining. The unique epoxy floors provide durability, easy maintenance, and a sleek, contemporary look. Enjoy the warmth and charm of a wood-burning stove, complemented by modern finishes throughout. An additional feature includes a storm shelter for peace of mind. The heated 3-car garage is spacious and features a built-in bar. Step outside to a flat, fully fenced yard designed for relaxation and gatherings, complete with a spacious patio and stylish pergola. This home blends comfort, functionality, and modern flair—ready for you to move in and enjoy.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Construction materials: Vinyl,Partial Stone,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range Or Oven,Refrigerator,Dryer,Washer,Water Softener Owned
- Laundry features: Lower Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Vaulted Ceiling(s),Family Room On Main Level
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,584
Heating & Cooling
- Heating features: Electric,Heated Floor
- Cooling features: Central Air,Dual
Interior Area
- Total structure area: 1,584
- Total interior livable area: 1,584 sqft
Property
Details
- Parcel number: 20039580
- Zoning: Res
- Special condition: Standard
Features
- Patio & porch: Patio
- Fencing: Fenced
Lot
- Lot size: 0.31 Acres
- Features: Less Than Half Acre
- Lot size dimensions: 90 x 148
Parking
- Total spaces: 3
- Parking features: Off Street,On Street,Tandem
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Winter Weather
- Drought
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,015 | $24,180 |
| Home Insurance * | $256 | $3,072 |
| Property Taxes | $494 | $5,928 |
| Electricity | $121 | $1,452 |
| Total | $2,886 | $34,632 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $425,000 |
View on Zillow