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102 Emerald Ave, Pensacola, FL, 32505

3beds
1baths
1,292sqft
$25,000
$19price/sqft
$397/moest. monthly cost
$15,880/yrincome needed

About This Home

"The list price is not indicative of seller's final reserve amount. This property is part of an online bidding event; please visit AUCTION COM LLC to place bids. Inspections of this property and contact with occupants are strictly prohibited. Property is sold "as is" and no for sale sign allowed." Three bedroom, one bath with carport on nearly one quarter acre.

Getting Around

42
WalkingCar-Dependent
22
TransitMinimal Transit
60
BikeBikeable

Schools

5/10
2/10
Warrington Middle SchoolGrades 6-82.3 mi
3/10
Escambia High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1955

Materials

  • Foundation: Slab
  • Roof: Flat
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: No Water Heater

Bedroom

  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,292
  • Total interior livable area: 1,292 sqft

Kitchen

  • Level: First
  • Area: 133

Living Room

  • Level: First
  • Area: 210

Property

Details

  • Parcel number: 162s302400024022
  • Zoning description: County,Res Single
  • Special condition: In Foreclosure,Standard,Auction,Foreclosed

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Central Access

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $126$1,512
Home Insurance *$51$612
Property Taxes $23$276
Electricity $197$2,366
Total$397$4,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,611/yr
40% on housing$11,910/yr
45% on housing$10,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$19This listing

vs Other Active Listings

Avg $/sqft

ZIP 32505$99
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32505$146
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2020-11-10Sold$88,000
2020-09-01Price change$91,000
2020-08-14Listed for sale$93,000
2011-03-24Listing removed$12,900
2011-03-03Listed for sale$12,900
2004-03-03Sold$55,000

Pre-Foreclosure

AgentRanae Stewart
BrokerageThe Realty Vault

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