




3327 Bella Terra Rd NE, Rochester, MN, 55906
About This Home
Nestled in Century Valley, this 4-bedroom, 4-bath custom home (3,705 sq ft) blends modern luxury with everyday comfort. To be completed in 2025, the residence sits on 0.55 acres and greets you with a bright open-concept main level featuring vaulted ceilings and expansive windows. A dramatic floor-to-ceiling gas fireplace anchors the great room, while the adjoining chef’s kitchen boasts quartz countertops, custom cabinetry, premium appliances and a walk-in pantry. The main floor also includes a dining area, office and a screened porch that opens to a composite-decked patio. The primary suite is an owner’s retreat with a spa-like bath offering dual vanities, a tiled walk-in shower and a generous walk-in closet. Three additional bedrooms—one on the main level and two in the finished lower level—are thoughtfully designed for comfort. Downstairs you’ll find a spacious family room with a custom wet bar, creating the perfect setting for entertaining or movie nights. Two fireplaces, central air, forced-air heating and energy-efficient appliances enhance year-round comfort. Outside, mature trees and landscaped grounds provide privacy and curb appeal. The heated three-car garage features EV-charging and storage space. Located minutes from top-rated schools, parks and downtown Rochester, this property offers upscale finishes and functional design in one of Rochester’s premier neighborhoods.
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Roof: Age 8 Years or Less,Asphalt,Metal
Other
- Builder name: R FLEMING CONSTRUCTION INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Freezer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
- Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup
Basement
- Has basement: Yes
- Basement: 8 ft+ Pour,Finished,Full,Concrete,Storage Space,Tile Shower,Walk-Out Access
Bedroom
- Level: Main
- Area: 210
- Dimensions: 15x14
Bedroom2
- Level: Basement
- Area: 156
- Dimensions: 12x13
Bedroom3
- Level: Basement
- Area: 168
- Dimensions: 12x14
Bedroom4
- Level: Basement
- Area: 140
- Dimensions: 10x14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 165
- Dimensions: 15x11
Family Room
- Level: Basement
- Area: 360
- Dimensions: 18x20
Features
- Number of fireplaces: 2
- Fireplace features: Family Room,Gas,Living Room,Stone
- Fireplace: Yes
- Finished area below ground: 1,720
- Finished area above ground: 1,985
Great Room
- Level: Main
- Area: 324
- Dimensions: 18x18
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,905
- Total interior livable area: 3,905 sqft
Kitchen
- Level: Main
- Area: 240
- Dimensions: 15x16
Office
- Level: Main
- Area: 121
- Dimensions: 11x11
Screened Porch
- Level: Main
- Area: 224
- Dimensions: 16x14
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 732934088521
- Zoning description: Residential-Single Family
- Foundation area: 1920
Features
- Levels: One
- Stories: 1
- Patio & porch: Composite Decking,Patio,Screened
Lot
- Lot size: 0.55 Acres
- Features: Near Public Transit,Irregular Lot,Sod Included in Price,Tree Coverage - Medium
- Lot size dimensions: 87 x 285
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Electric Vehicle Charging Station(s),Garage Door Opener,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Winter Weather
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Olmsted County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,320 | $75,840 |
| Home Insurance * | $627 | $7,524 |
| Property Taxes | $98 | $1,176 |
| Electricity | $329 | $3,952 |
| Total | $7,374 | $88,488 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-04-23 | Price change | $1,249,900 |
| 2025-03-10 | Pending sale | $165,000 |
| 2025-01-29 | Listed for sale | $165,000 |
