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3327 Bella Terra Rd NE, Rochester, MN, 55906

4beds
4baths
3,905sqft
$1,249,900
$320price/sqft
$7,374/moest. monthly cost
$294,960/yrincome needed

About This Home

Nestled in Century Valley, this 4-bedroom, 4-bath custom home (3,705 sq ft) blends modern luxury with everyday comfort. To be completed in 2025, the residence sits on 0.55 acres and greets you with a bright open-concept main level featuring vaulted ceilings and expansive windows. A dramatic floor-to-ceiling gas fireplace anchors the great room, while the adjoining chef’s kitchen boasts quartz countertops, custom cabinetry, premium appliances and a walk-in pantry. The main floor also includes a dining area, office and a screened porch that opens to a composite-decked patio. The primary suite is an owner’s retreat with a spa-like bath offering dual vanities, a tiled walk-in shower and a generous walk-in closet. Three additional bedrooms—one on the main level and two in the finished lower level—are thoughtfully designed for comfort. Downstairs you’ll find a spacious family room with a custom wet bar, creating the perfect setting for entertaining or movie nights. Two fireplaces, central air, forced-air heating and energy-efficient appliances enhance year-round comfort. Outside, mature trees and landscaped grounds provide privacy and curb appeal. The heated three-car garage features EV-charging and storage space. Located minutes from top-rated schools, parks and downtown Rochester, this property offers upscale finishes and functional design in one of Rochester’s premier neighborhoods.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
8/10
4/10
Kellogg Middle SchoolGrades 6-82.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Asphalt,Metal

Other

  • Builder name: R FLEMING CONSTRUCTION INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Freezer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
  • Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: 8 ft+ Pour,Finished,Full,Concrete,Storage Space,Tile Shower,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Bedroom2

  • Level: Basement
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Level: Basement
  • Area: 168
  • Dimensions: 12x14

Bedroom4

  • Level: Basement
  • Area: 140
  • Dimensions: 10x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Family Room

  • Level: Basement
  • Area: 360
  • Dimensions: 18x20

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,720
  • Finished area above ground: 1,985

Great Room

  • Level: Main
  • Area: 324
  • Dimensions: 18x18

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,905
  • Total interior livable area: 3,905 sqft

Kitchen

  • Level: Main
  • Area: 240
  • Dimensions: 15x16

Office

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Screened Porch

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 732934088521
  • Zoning description: Residential-Single Family
  • Foundation area: 1920

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Composite Decking,Patio,Screened

Lot

  • Lot size: 0.55 Acres
  • Features: Near Public Transit,Irregular Lot,Sod Included in Price,Tree Coverage - Medium
  • Lot size dimensions: 87 x 285

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Electric Vehicle Charging Station(s),Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$627$7,524
Property Taxes $98$1,176
Electricity $329$3,952
Total$7,374$88,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,822/yr
40% on housing$221,220/yr
45% on housing$196,640/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 55906$165
Olmsted County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55906$178
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-04-23Price change$1,249,900
2025-03-10Pending sale$165,000
2025-01-29Listed for sale$165,000

New Construction

AgentDrew Fleming
BrokerageEngel & Volkers - Rochester

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