See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1210 N Y St, Pensacola, FL, 32505

5beds
1baths
1,900sqft
$157,000
$83price/sqft
$1,485/moest. monthly cost
$59,400/yrincome needed

About This Home

Spacious 6-Bedroom Property With Attached Mother-In-Law Suite — Minutes From Downtown & Pensacola Beach Conveniently located near downtown Pensacola, Pensacola Beach, shopping, and major amenities, this versatile property at 1210 N Y St offers exceptional flexibility for multi-generational living, rental income, or expanded guest space. The main home features 4 bedrooms and 1 full bath, with recent updates that includes kitchen cabinets and countertops, roof, Hardie board siding, new HVAC (2022), privacy fencing, expanded concrete driveway, and nearly all new windows. The layout provides comfortable living spaces with room to personalize and grow. Attached to the main home is an almost 500 sq ft mother-in-law suite, complete with 2 bedrooms and 1 bath—ideal for extended family, guests, or potential rental opportunities.

Getting Around

42
WalkingCar-Dependent
26
TransitSome Transit
50
BikeBikeable

Schools

5/10
2/10
Warrington Middle SchoolGrades 6-81.9 mi
4/10
Pensacola High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1939

Materials

  • Foundation: Off Grade
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 120

Features

  • Attached Self Contained Living Area
  • Flooring: Hardwood,Laminate

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: First
  • Area: 163.2

Living Room

  • Level: First
  • Area: 247

Property

Details

  • Parcel number: 332s301000002010
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 6,120 sqft
  • Lot size dimensions: 59.95x100.1

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $793$9,516
Home Insurance *$325$3,900
Property Taxes $170$2,040
Electricity $197$2,366
Total$1,485$17,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,914/yr
40% on housing$44,550/yr
45% on housing$39,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 32505$97
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32505$146
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$157,000
2026-07-02Listed for sale$167,000
2026-06-24Pending sale$167,000
2026-05-24Contingent$167,000
2026-05-19Listed for sale$167,000
2021-08-27Sold$50,000
2021-08-10Listed for sale$50,000

For Sale by Agent

AgentDavid Lewis
BrokerageProperties of Pensacola, LLC

Similar Homes