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298 Diamond Ridge Dr, Spring Creek, NV, 89815

3beds
2baths
3,768sqft
$648,950
$172price/sqft
$4,150/moest. monthly cost
$166,000/yrincome needed

About This Home

Model: THE MESQUITE II W/ UNFINISHED BASEMENT AND 3-CAR GARAGE. Status - Permitted. Buyer may choose colors. Builder to pay up to $5,000 toward buyers closing costs. Up to $1,000 to be paid in closing costs by preferred lender. Price includes water softener, water filter, and reverse osmosis system. New standard features: carpet in bedrooms, luxury vinyl plank flooring throughout the rest of the home, vaulted or coffered ceilings (pending model), central air, granite countertops, a full tile backsplash in the kitchen, soft-close cabinets and drawers, stainless steel appliances including microwave, dishwasher, gas or electric range, kitchen island. Tile backsplash in bathrooms. Dual vanity, and tile tub surround or a tile shower floor (pending model) in master bath. Walk-in closet with shelving and boxes. Garage door opener with keypad, and a remote. A refrigerator is no longer included as a standard feature. Photos are for illustrative purposes only. Sun Valley Estates Home Owners Road Maintenance Agreement to follow with Bylaws and proposed fee of $100 per month. See recent CCR's/Road Agreement added to MLS Docs Map location is approximate -

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
Sage Elementary SchoolGrades PK-58.6 mi
3/10
5/10
Spring Creek High SchoolGrades 9-128.4 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Propane Water Heater,Water Softener,Water Purifier
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,768 sqft

Property

Details

  • Parcel number: 00629B011
  • Zoning description: OS

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Patio,Rain Gutters
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 41.68 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Nevada Counties

Fire
Flood
Mud Landslide
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance $216$2,592
Property Taxes $302$3,624
Electricity $351$4,219
Total$4,150$49,800

Income You'd Need if You Spent...

35% on housing$142,285/yr
40% on housing$124,500/yr
45% on housing$110,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: -1.2%
-1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 89815$208
Elko County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 89815$215
Elko County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-26Price change$645,500
2025-04-01Price change$637,500
2025-01-21Listed for sale$621,200

For Sale by Agent

AgentVicky Blair
BrokerageColdwell Banker Excel

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