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130 State St #25bfe384c, Harrisburg, PA, 17101

6beds
--baths
3,060sqft
$905,000
$296price/sqft
$6,102/moest. monthly cost
$244,080/yrincome needed

About This Home

Own a pristine piece of Harrisburg! This turnkey 6-unit property is perfectly positioned along the riverfront with Capitol and river views. Two units operate as thriving, fully furnished short term rentals, offering immediate, high-performing income. The remaining four fully leased 1-bed units provide steady, reliable cash flow at market rent values! Tastefully updated with modern finishes, stainless steel appliances, and efficient mini-splits in all units, Riverfront zoning, and a 6.57% cap rate-- this is a beautifully performing asset you can feel confident owning. **Be sure to check out the virtual tour!**

Getting Around

90
WalkingVery Walkable
49
TransitSome Transit
70
BikeVery Bikeable

Schools

4/10
Benjamin Franklin SchoolGrades PK-50.5 mi
5/10
Camp Curtin SchoolGrades 6-82.1 mi
2/10
Harrisburg High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 6

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 3,060
  • Total interior livable area: 3,060 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 040260130000000
  • Zoning: RIVERFRONT
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 871 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Hurricane
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,576$54,912
Home Insurance *$226$2,712
Property Taxes $965$11,580
Electricity $335$4,028
Total$6,102$73,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,211/yr
40% on housing$183,060/yr
45% on housing$162,720/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 17101$105
Dauphin County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 17101$123
Dauphin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$950,000
2025-03-14Listing removed$1,095
2025-03-12Price change$1,095
2025-01-01Listed for rent$1,125

For Sale by Agent

AgentAmanda Sachs
BrokerageMidtown Property Management

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